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OCBC Titanium Rewards Credit Card

Last updated:Mar 2021

S$25

Air Miles Conversion Fee

4Miles Per Dollar

Local Spendingon shopping

4Miles Per Dollar

Air Miles Conversiononline spend

Benefits

Eligibility

APR/ FEES

Shopping

Shopping

Annual Fee Waiver

Annual Fee Waiver

Shopping

Shopping

Annual Fee Waiver

Annual Fee Waiver

Great for

Earn 10X OCBC$ (or 4 miles) for every S$1 spent at stores and online shopping platforms such as Lazada, Shopee, Amazon, and Qoo10

Earn 1X OCBC$ (or 0.4 miles) on all other spends, including public transport rides

Enjoy complimentary e-commerce protection on all your online purchases made with this card

Get an additional 2% cash rebate when you spend at BEST Denki, on top of the 10 OCBC$ earned

Get fast approval and use your digital card instantly when you apply via MyInfo

Read our full review of the OCBC Titanium Rewards Credit Card

Need to know

10 OCBC$ per S$1 earn rate is capped at 120,000 OCBC$ in each card anniversary year

Min. annual spending of S$10,000 to qualify for automatic annual fee waiver

Benefits

Year-round rewards

Cash rebate

Air miles rewards

Cash rebate

Air miles rewards

All Spending

0.28 %

0.4 miles per dollar

Local Spending

2.78 %

4 miles per dollar

Online Shopping Spending (Local)

2.78 %

4 miles per dollar

Retail Spending

2.78 %

4 miles per dollar

Dining Spending

0.28 %

0.4 miles per dollar

Eligibility

Eligibility

Minimum Age

21

Min. Annual Income

S$30,000

APR/ FEES

Fees

Annual fee

S$192.60 (Waived for first 2 years)

Foreign Currency Transaction Fee

3.25%

Repayment

Minimum Payment

S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.

Late payment charge

If Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of S$100 will be levied.

Interest On Purchases

26.88%

Interest On Cash Advance

28.92%

Other information

Credit card type

World Mastercard

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