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Account
OCBC Titanium Rewards Credit Card
Last updated: Apr 2022
S$
25
Air Miles Conversion Fee
4
Miles Per Dollar
Local Spending
on shopping
4
Miles Per Dollar
Air Miles Conversion
online spend
BENEFITS
ELIGIBILITY
APR/ FEES
Shopping
Annual Fee Waiver
Great for
Earn 10X OCBC$ (or 4 miles) for every S$1 spent at stores and online shopping platforms such as Lazada, Shopee, Amazon, and Qoo10
Earn 1X OCBC$ (or 0.4 miles) on all other spends, including public transport rides
Enjoy complimentary e-commerce protection on all your online purchases made with this card
Get an additional 2% cash rebate when you spend at BEST Denki, on top of the 10 OCBC$ earned
Get fast approval and use your digital card instantly when you apply via MyInfo
Read our full review of the
OCBC Titanium Rewards Credit Card
Need to know
10 OCBC$ per S$1 earn rate is capped at 120,000 OCBC$ in each card anniversary year
Min. annual spending of S$10,000 to qualify for automatic annual fee waiver
Benefits
Year-round rewards
Cash rebate
Air miles rewards
CASH REBATE
AIR MILES REWARDS
All Spending
0.28 %
(Non-direct Cashback) S$1 local spend = 1 OCBC$. 18,000 OCBC$ redeems S$50 Titanium Cash. Equivalent to 0.28% cashback.
0.4 miles per dollar
Local Spending
2.78 %
(Indirect Cashback) S$1 local spend = 10 OCBC$. 18,000 OCBC$ redeems S$50 Titanium Cash. Equivalent to 2.78% cashback.
4 miles per dollar
Online Shopping Spending (Local)
2.78 %
(Indirect Cashback) S$1 local spend = 10 OCBC$. 18,000 OCBC$ redeems S$50 Titanium Cash. Equivalent to 2.78% cashback.
4 miles per dollar
Retail Spending
2.78 %
(Indirect Cashback) S$1 local spend = 10 OCBC$. 18,000 OCBC$ redeems S$50 Titanium Cash. Equivalent to 2.78% cashback.
4 miles per dollar
Dining Spending
0.28 %
(Non-direct Cashback) S$1 local spend = 1 OCBC$. 18,000 OCBC$ redeems S$50 Titanium Cash. Equivalent to 0.28% cashback.
0.4 miles per dollar
Eligibility
Eligibility
Minimum Age
21
Min. Annual Income
S$30,000
APR/ FEES
Fees
Annual fee
S$192.60 (Waived for first 2 years)
Foreign Currency Transaction Fee
3.25%
Repayment
Minimum Payment
S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.
Late payment charge
If Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of S$100 will be levied.
Interest On Purchases
26.88%
Interest On Cash Advance
28.92%
Interest Free Repayment Period
23 Days
Show more
Other information
Credit card type
World Mastercard
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