OCBC Titanium Rewards Credit Card
Last updated: Oct 2021
S$ 25
Air Miles Conversion Fee
4 Miles Per Dollar
Local Spending
on shopping
4 Miles Per Dollar
Air Miles Conversion
online spend
Shopping
Annual Fee Waiver

Great for

  • Earn 10X OCBC$ (or 4 miles) for every S$1 spent at stores and online shopping platforms such as Lazada, Shopee, Amazon, and Qoo10
  • Earn 1X OCBC$ (or 0.4 miles) on all other spends, including public transport rides
  • Enjoy complimentary e-commerce protection on all your online purchases made with this card
  • Get an additional 2% cash rebate when you spend at BEST Denki, on top of the 10 OCBC$ earned
  • Get fast approval and use your digital card instantly when you apply via MyInfo
  • Read our full review of the OCBC Titanium Rewards Credit Card

Need to know

  • 10 OCBC$ per S$1 earn rate is capped at 120,000 OCBC$ in each card anniversary year
  • Min. annual spending of S$10,000 to qualify for automatic annual fee waiver

Year-round rewards

All Spending
0.28 %
(Non-direct Cashback) S$1 local spend = 1 OCBC$. 18,000 OCBC$ redeems S$50 Titanium Cash. Equivalent to 0.28% cashback.
Local Spending
2.78 %
(Indirect Cashback) S$1 local spend = 10 OCBC$. 18,000 OCBC$ redeems S$50 Titanium Cash. Equivalent to 2.78% cashback.
Online Shopping Spending (Local)
2.78 %
(Indirect Cashback) S$1 local spend = 10 OCBC$. 18,000 OCBC$ redeems S$50 Titanium Cash. Equivalent to 2.78% cashback.
Retail Spending
2.78 %
(Indirect Cashback) S$1 local spend = 10 OCBC$. 18,000 OCBC$ redeems S$50 Titanium Cash. Equivalent to 2.78% cashback.
Dining Spending
0.28 %
(Non-direct Cashback) S$1 local spend = 1 OCBC$. 18,000 OCBC$ redeems S$50 Titanium Cash. Equivalent to 0.28% cashback.

Eligibility

Minimum Age
21
Min. Annual Income
S$30,000

Fees

Annual fee
S$192.60 (Waived for first 2 years)
Foreign Currency Transaction Fee
3.25%

Repayment

Minimum Payment
S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.
Late payment charge
If Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of S$100 will be levied.
Interest On Purchases
26.88%
Interest On Cash Advance
28.92%
Interest Free Repayment Period
23 Days

Other information

Credit card type
World Mastercard

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