Left unchecked, credit card spending can snowball and leave you up to your eyes in debt. Here’s how to avoid the trap of putting everything on credit. Credit cards have become an integral part of… Read More
A good credit score can help you with your future mortgage loan and maybe even job applications. Credit cards often have negative associations with bad credit card debts. However, being a young working adult without… Read More
P2P lending has disrupted the lending landscape as we know it, offering infinite value to segments of the market that traditional financial institutions cannot serve. Financial Technology, or FinTech, first flourished during the Internet explosion… Read More
What’s going on in the fintech (financial technology) arena now? Here are a few trends that are leading the way. COVID-19 has disrupted businesses everywhere. Many industries are feeling the pinch from the pandemic, with… Read More
Your credit reputation is just as important as your actual one as you apply for credit facilities. Your credit score is a representation of your risk level and is calculated based on your available credit… Read More
Do not underestimate the importance of your credit reputation — it can affect your chances of getting a loan. Part of everyday life involves managing your finances. This could range from administering an investment portfolio… Read More
Your credit score is a number used by banks and financial institutions as an indicator of how you are likely to repay your debts and the probability of going into default. The Credit Bureau Singapore… Read More
The concept of credit may seem like a modern day invention but it is believed that crediting is as old as the invention of the wheel. The earliest known instance of crediting happened in Sumer… Read More
Breaking walls (in your house) doesn’t necessarily mean breaking the bank too. Having a home to call your own means that you want to establish a sense of stability in your life. In this frame… Read More
Cliched as it sounds, one of the first steps to getting out of debt is to actually realise and acknowledge that there’s a debt issue that needs to be resolved. Once you’ve done that and… Read More
