Citi Credit Cards lead the way in getting you ahead in life — maximising rewards is just part of the equation.
Regardless of whether you are an existing or potential new Citi Cardmember, Citi Credit Cards are specially designed for the modern-day lifestyle. Beyond well-loved benefits like 8% cash back^ and 10X rewards+, Citi Cardmembers can expect an enhanced overall experience thanks to the bank’s exciting releases of innovative features.
Citi Credit Cards lead the pack when it comes to letting you take control of your life the way you like it, confidently. Here are the reasons why Citi Credit Cards lead as mainstays in your physical and digital wallet.
Citi PremierMiles X Citigold One Sell Promo: Receive an Apple iPad 9th Gen 10.9 wifi 64GB (worth S$508.30) or Samsonite Straren Spinner 67/24 + 2X AirTag (worth S$690.80) or 18K Heymax Miles or S$320 FairPrice Vouchers or S$320 Cash via PayNow upon activating and spending (min. S$500 spend) within 30 days of card approval. This card offer is exclusively available on SingSaver. Valid until 31 October 2024. T&Cs apply.
Plus, get an additional S$100 eCapitaVoucher when you simultaneously open a Citi Citigold Account. For customers who apply for BOTH Citi PremierMiles Card + Citigold products using the one-sell journey only. Valid until 31 October 2024. T&Cs apply.
🚀Fastest Rewards Fulfilment🚀: Get the cash rewards within four (4) weeks after successful application — the fastest rewards fulfilment yet! T&Cs apply.
Unbeatable Citi Credit Card perks that keep you coming back
#1 One of the leading cash back on your lifestyle priorities
Want a cashback credit card that offers significant rewards on your day-to-day expenses? Look no further.
The Citi Cash Back Card is the market leader with up to 6% cashback^ on groceries and dining, and a cool 8% cashback^ on petrol and private commute (MC4121) — locally and globally. You may consider the up to 20.88%^ savings you can get on Shell and Esso petrol, too. Even if you have a different Citi Credit Card, all other Citi Credit Cards (e.g. Citi Rewards, Citi SMRT, Citi PremierMiles, etc.) let you enjoy up to 14% petrol savings.
Prefer a more straightforward Citi Credit Card? Zoom in on the Citi Cash Back+ Card to bump up your savings all around when you shop, buy gifts, stock up on health supplements and grooming products, pay for Netflix subscription and more. This no-frills credit card lets you earn a flat-rate 1.6% cashback on your spend#. There’s no limit to how much expiry-free cash back you can earn.
#2 Unparalleled convenience
Citi sure lets you live the way you like it. You can perform a myriad of transactions and access innovative features easily on your smartphone via the Citi Mobile® App, such as activating your digital card instantly or you can also easily offset your purchases using your accumulated Points/Miles via Pay with Points. You can access an amazing range of deals via Citi World Privileges, too.
Nothing beats immediate convenience. Upon approval, you can activate and start using your digital card to earn rewards from Day 1 — there’s no need to wait for your physical card to arrive. This feature is also applicable to replacement cards or supplementary cards.
Having your go-to Citi Credit Card in your physical and digital wallet saves you from the paradox of choice; there’s no need to rack your brain on which card to use when making payments! Plus, it’s a whole lot easier to track your expenses, bills and rewards: you can view everything in one glance on the Citi Mobile® App.
#3 Aspirational lifestyle privileges
Citi is always breaking out new, aspirational lifestyle privileges under the Citi World Privileges programme that let you get ahead while making you feel extra special.
Aside from letting you feel like you’re part of an exclusive club, the dining, shopping, travel and lifestyle deals to be had locally and in 95 countries worldwide are extraordinary, to say the least.
Just to highlight some, Citi Cardmembers can enjoy:
Participating merchant
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Promotion details
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Expiry
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Crossroads Buffet, Singapore Marriot Tang Plaza Hotel
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1 extra pax dines for free per 3 paying adults
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31 May 2023
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La Taperia
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S$35 off min. S$250 spend
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31 Dec 2023
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Nyonyas and Gentlemen
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1-for-1 lunch and dinner buffet
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31 Dec 2023
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Atrium Restaurant, Holiday Inn Singapore Atrium
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1-for-1 lunch and dinner buffet
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30 Dec 2023
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Beyond The Vines
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10% off regular-priced items online with min. S$100 spend
Promo code <CITITEN + First 6 digits of Citi card number>
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31 Dec 2023
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The Closet Lover
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Existing users: 10% off min. S$25 spend
Promo code <TCLXMC10>
New users: 15% off min. SD$25 spend
Promo code <TCLXM15>
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14 Aug 2023
Valid for eligible Citi MasterCards only
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In Good Company
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10% off regular-priced items online
Promo code <CITI + First 6 digits of Citi card number>
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31 Mar 2024
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Taobao
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Citi Wednesdays: S$10 off min. S$100 spend
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27 Sep 2023
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Shopee
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New customer: S$12 off min. S$20 spend
Promo code <CITI12NEW>
Citi Sunday: S$6 off min. S$80 spend Voucher here
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30 Jun 2023
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Lazada
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Citi Tuesdays: S$5 off min. S$60 spend
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31 Dec 2023
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Trip.com
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Existing users: Up to S$100 off on hotel and flight bookings
New users: S$55 off on all hotel and flight bookings Min. spend applies respectively
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30 Jun 2023
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Traveloka
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Up to S$100 off on flight, hotel, and experience offers
Promo code <CITIXPLORE>
Min. spend applies |
30 Jun 2023
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Expedia
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9% off hotel bookings
Promo code <CITI9>
S$15 off package Promo code <CITIP15>
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31 Dec 2023
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Pet Lovers Centre
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3% off min. S$15 spend
New users: S$10 welcome voucher for new VIP card sign-ups with min. S$60 spend
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31 Dec 2023
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Spa Esprit
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10% off massages or facial services
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31 Dec 2023
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Browhaus
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10% off single services
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31 Dec 2023
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Look out for other exclusive Lazada, RedMart, Shopee, Taobao, Ezbuy, Qoo10, Deliveroo, WhyQ, Foodpanda and GrabFood offers and more. New offers are added frequently on Citi World Privileges, too.
Check out more of the latest Citibank promos and card privileges here.
#4 Great tangible benefits for Citi Credit Cardmembers
Did you know you can chalk up expiry-free credit card rewards with the Citi PremierMiles Card, Citi Cash Back Card, Citi Cash Back+ Card and Citi Prestige Card?
Shopaholics and folks who frequently transact online will adore the Citi Rewards Card that offers 10X rewards+ (i.e. 4 miles per dollar) on all eligible purchases — your rewards balance will soar quicker than ever with this Citi Credit Card.
Read our full Citi Rewards review for more details.
You can even earn Citi ThankYou Points, Citi Miles, or cash back effortlessly when you pay your rent, insurance premiums, school fees, taxes, utilities and more with your Citi Credit Card. Simply tap on Citi PayAll in the Citi Mobile® App!
Additionally, Citi PremierMiles and Citi Prestige Cardmembers can enjoy substantial renewal bonus miles that never expire each time they renew their Citi Credit Card memberships.
SingSaver Exclusive Offer: Receive the following rewards when you sign up for a Citi Credit Card:
🚀Fastest Rewards Fulfilment🚀: Get the cash rewards within four (4) weeks after successful application — the fastest rewards fulfilment yet! T&Cs apply.
*📣For Citi PremierMiles Card: Receive an Apple iPad 9th Gen 10.9 wifi 64GB (worth S$508.30) or a Samsonite Straren Spinner 67/24 + 2X AirTag (worth S$690.80) or 18K Heymax Miles or S$320 FairPrice Vouchers or S$320 Cash via PayNow upon activating and spending a minimum of S$500 within 30 days of card approval. This card offer is exclusively available on SingSaver. Valid until 31 October 2024. T&Cs apply.
Get an additional S$100 eCapitaVoucher when you simultaneously open a Citi Citigold Account. Valid until 31 October 2024. T&Cs apply.
*📣For Citi Prestige Card: Get a Samsonite Straren Spinner 67/24 + 2X AirTag (worth S$690.80) or 18K Heymax Miles (worth S$300) or S$320 FairPrice Vouchers or S$320 Cash via PayNow upon activating and spending a minimum of S$500 within 30 days of card approval. This card offer is exclusively available on SingSaver. Valid until 31 October 2024. T&Cs apply.
*📣ONLY AVAILABLE ON SINGSAVER📣
Other Citi Credit Cards: Receive an Apple iPad 9th Gen 10.9 wifi 64GB (worth S$508.30) or a Hinomi H1 Classic V3 Ergonomic Office Chair (With Headrest) (worth S$659) or an Apple AirPods Pro Gen 2 + Magsafe Charger (worth S$408) or S$320 FairPrice Vouchers or S$320 Cash via PayNow upon activating and spending a minimum of S$500 within 30 days of card approval. Valid until 31 October 2024. T&Cs apply.
For Citi SMRT Card and Citi M1 Platinum Visa Card: Receive an Apple iPad 9th Gen 10.9 wifi 64GB (worth S$508.30) or Dyson Micro 1.5kg Vacuum (worth S$599) or S$320 FairPrice Vouchers or S$320 Cash via PayNow upon activating and spending (min. S$500 spend) within 30 days of card approval. Valid until 31 October 2024. T&Cs apply.
⬆️Reward Upgrade Campaign⬆️: Upgrade your rewards when you top up as low as S$200. Valid until 31 October 2024. T&Cs apply.
- S$200 for an Apple Watch Series 9 (GPS) 41mm (worth S$604.50)
- S$800 for an Apple Watch Ultra 2 GPS + Cellular 49mm (worth S$1,210.10)
- S$980 for a Macbook Air 13" 256GB M3 (worth S$1,599.00)
- S$1,200 for an Apple iPhone 15 Pro 128GB (worth $1,664.25)
- S$1,786 for a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB 5G (worth $2,128.00)
How do Citi Credit Card users feel about being in the Citi circle?
What is that one defining feature that convinced users to sign up or stay as an existing Citi Credit Cardmember? Well, this varies from person to person. Here’s what we’ve gathered.
Michelle Cheng, 29, Musician
As a Citi Credit Card user for the last two years, I like how easy it is for me to chalk up unlimited expiry-free Citi Miles using Citi PremierMiles Card and how I can effortlessly earn 10X rewards+ in the form of Citi ThankYou Points on my Citi Rewards Card.
Also, I really enjoy Citi Mobile® App’s splendid user experience and user interface design. It is incredibly intuitive, smooth and user friendly. I like how I can easily check my balances, transactions and rewards all in one place, too.
Amanda Koh, 28, Graphic Designer
I've had the Citi Rewards Card for close to two years, mainly for the 10X rewards+ I get when shopping online. The Citi Mobile® App interface is really intuitive, giving a great overview of the cards and your points, with the Citi Mobile Token on the main page being super useful.
On a side note, Citi called me to ask if I’d like a new card. They offered the Citi Cash Back+ Card with a S$30 cash back upon my first transaction, so there was no reason to say no, plus the sign-up was literally just clicking two buttons — I think this was great, unexpected service!
Logan A., 32, Editor
It's the genero-citi of it. When I was comparing unlimited cash back cards for a big-ticket buy, I went for the Citi Cash Back+ Card because of its high cash back rate (1.6%). Topping it off was a promotional 4.5% in the first three months. That's even higher than what a certain other bank is offering with its unlimited cash back credit card.
It's likely I'll continue having Citi in my wallet when my first year is up. I get flexibility in controlling how much cash back I want cashed in for any month (other cards auto roll it to the following month to offset the bill), and there's a generous array of fine dining deals I've yet to sink my teeth into.
Tan Ma Jon, 25, Lifestyle Writer
The cool yet practical sign-up gift exclusive to new Citi Cardmembers was hands down the biggest reason why I got my very first Citi Credit Card. Thank you for the Apple Watch SE, Citi!
John Lim, 26, Software Engineer
One defining feature that has stood out for me (over the past two to three years) would be the number of ways I can redeem my Citi ThankYou Points and Citi Miles.
It's not just the usual Asia Miles/KrisFlyer combo of points transfer loyalty programmes that most banks have; Citi has many other frequent flyer programmes and hotel loyalty programmes available, too. I can also redeem for Pay with Points, dining or shopping vouchers and the latest Apple products! This gives me a lot of flexibility to choose what I want to use my available Citi ThankYou Points and Citi Miles for.
Generous Citi referral programme
Citi’s member-get-member referral programme is second to none. Already a loyal Citi Credit Cardmember? You can receive S$150 for each successful referral and up to S$1,050 bonus cash when you refer your friends and family who don’t already have a Citi Card.
Fret not if you don’t already hold a Citi Credit Card. Take your time to pick the right Citi Credit Card for your lifestyle and needs. Thereafter, join in the referral fun!
This article is written in partnership with Citi.
Terms & Conditions
^Citi Cash Back Card
Terms and Conditions apply.
#Citi Cash Back+ Card
Terms and Conditions apply.
+Citi Rewards Card
Terms and Conditions apply.
Use of Featured testimonies’ is to showcase their perspectives, opinions and experiences of using Citi’s products and Citi does not endorse any views, perspectives, opinions and experiences mentioned in the Sponsored Article. All views, perspectives, opinions and stories included in the Sponsored Article are made from personal perspective, experience and opinions of the Featured testimonies. These views and opinions do not reflect the views and opinions of Citi. All necessary and relevant consents to share the details and testimonies have been obtained.
Read these next:
Best Citibank Credit Cards In Singapore
Citibank Credit Card Promotions and Deals
Credit Card Combo: Why You Should Pair Citi PremierMiles & Citi Rewards
Citi Priority Vs Citigold: What’s The Difference And Which Is Better?
Citi Cash Back+ Mastercard® Card Review: 1.6% Cashback On All Spend
Credit Card Combo: Why You Should Pair Citi PremierMiles & Citi Rewards
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