DBS Altitude Visa Signature Card Review (2020)


  • No expiry date for air miles conversion
  • Complimentary travel accident insurance of up to $1,000,000 when you charge the full travel fare to your card
  • 3 air miles per $1 spend on selected online flight and hotel transactions
  • Earn up to 38,000 miles when you apply for the card by 31 March 2020 and spend a minimum of S$6,000 within the first 3 months from card approval date


  • Annual fee of $192.60 (First year waived)
  • Low 1.2 mile per dollar earn rate for local spend
Local Spend: 1.2 air miles per $1 spend
Overseas Spend: 2.0 air miles per $1 spend
Income Requirement: $30,000 (Singaporeans/PR), $45,000 (Foreigners)
Minimum Age: 21
Annual Fee (Waiver): $192.60 (First year waived)
Sign-up promotion:-

Table of Content

Why you should choose DBS Altitude Visa Signature

Are you forced to use your air miles before they expire?
Most air miles earned through credit cards have an expiry date. Not so for air miles earned via DBS Altitude Visa Signature card. This means you can slowly accumulate your air miles and work your way up to a free flight redemption to Europe or the United States. However, take note that each conversion to KrisFlyer Frequent Flyer program or Asia miles will cost $25.
Does your credit card reward you on annual renewals?
No one likes paying annual fees on their credit cards, and in most cases, we try to get it waived. DBS Altitude Visa Signature offers two options when it comes to annual fees. You can choose an annual fee waiver when you spend a minimum of $25,000 on the card each year or you can receive 10,000 bonus air miles when you pay the annual fee of $192.60 to renew your membership. Either way you are rewarded on annual renewals.
Do you spend regularly on online hotel and flight bookings?
While the local and overseas miles per dollar earn rates for this card are pretty average, where the DBS Altitude Visa Signature stands out is the attractive 3 miles per dollar earn rate for selected online hotel and flight bookings. If you book through Expedia and Kaligo, that goes up to 6 miles per dollar and 10 miles per dollar respectively. In addition, booking your online travel through this card gives you up to $1,000,000 in complimentary travel insurance coverage in the event of death or permanent disablement.
Is access to airport lounges important for you?
DBS Altitude Visa cardholders get a complimentary pair of Priority Pass membership with access to over 1,200 airport lounges worldwide every year. Whether you want to sit down, stretch out, sip drinks, chew pre-flight bites or use your time productively with charging points and free Wi-Fi, complimentary airport lounge access is a plus when choosing a credit card.

Using the DBS Altitude Visa Signature card in your favour

While DBS Altitude Visa Signature card offers 1.2 miles per dollar (local) and 2 miles per dollar (overseas), that’s pretty much the market average. Where it stands out is the 3 miles per $1 spend when you book your hotel and flight on participating online travel sites. Ongoing promotions offer a generous 6 air miles per $1 spend on Expedia (until 31 March 2020) and 10 air miles per $1 spend on Kaligo (until 31 December 2020). Together with its annual complimentary pair of airport lounge passes and complimentary travel insurance of up to $1 million coverage, the DBS Altitude card is a solid entry level air miles card that allows travelers to slowly build up their miles bank account.

Who can apply

Age Eligibility At least 21 years of age
Income Eligibility Singaporeans/PRs: $30,000 of annual income
Foreigners: $45,000 of annual income

Charges or fees you should be aware of

Annual Fees $192.60 (First year waived)
Late Payment Charge $100
Interest on Purchases 26.8% per annum calculated daily from the date each transaction is posted to your card account until full payment is received.
Interest on Cash Advance 28.0% per annum will be charged upon the withdrawal date until the withdrawal amount and the relevant fees are paid in full.

How to apply

Click on the “Apply Now” button and complete the application form on SingSaver site.

Here is what you will need during the application process:

  • Front and back of NRIC/Passport/Employment Pass
  • For salaried employees,
    • Past 12 months CPF statement (if Singaporean/PR); OR
    • Latest Income Tax Notice of Assessment and latest original computerised payslip
  • For self-employed,
    • Latest Income Tax Notice of Assessment and latest original computerised payslip

Similar cards to consider:

Looking to compare it with another air miles card?

High miles per dollar earn rate: UOB PRVI Miles Visa
No air miles expiry date card: Citi PremierMiles Visa
Entry-level card for bonus miles: American Express Singapore Airlines KrisFlyer Credit Card

Looking for other credit cards? Check out the Best Credit Cards in Singapore 2020.