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Best High Cashback Credit Cards in Singapore 2024

Uncover the top options for high cashback credit cards in Singapore and maximize your savings!

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See All Prizes
 
Frame 1658
8x Apple iPad
(each worth $679)
Frame 1659
8x Dyson AirwrapTM styler
(each worth $849)
Frame 1660
8x Nintendo Switch OLED
(each worth $549)
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8x Playstation®5 consoles
(each worth $799)

 

DBS yuu Visa Card

DBS yuu Visa Card

Cashback Local
Up to 18  %
info
Cashback Overseas
0.5  %
info
Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
S$388 cashback
S$388 cashback

Valid until

31 May 2024

Things to consider for this product:

check

Supermarket rebate

check

Dining rebate

remove

Rebate cap applied

remove

Monthly spend required

DBS yuu American Express Card

DBS yuu American Express Card

Cashback Local
Up to 18  %
info
Cashback Overseas
0.5  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

Welcome Offer
S$388 cashback
S$388 cashback

Valid until

31 May 2024

Welcome Offer
S$60 cashback
S$60 cashback

Valid until

31 May 2024

Things to consider for this product:

check

Supermarket rebate

check

Dining rebate

remove

Rebate cap applied

remove

Monthly spend required

UOB One Card

UOB One Card

Cashback Local
10  %
info
Cashback Overseas
0.03  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
S$350 cash credit
S$350 cash credit

Valid until

30 April 2024

Things to consider for this product:

check

Supermarket rebate

check

Grab/taxi rebate

remove

Monthly spend required

remove

Rebate cap applied

POSB Everyday Card

POSB Everyday Card

Cashback Local
Up to 10  %
info
Cashback Overseas
0.3  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
S$388 cashback
S$388 cashback

Valid until

31 May 2024

Things to consider for this product:

check

Food delivery

check

Online shopping rebate

remove

Rebate cap applied

remove

Monthly spend required

CIMB Visa Signature Card

CIMB Visa Signature Card

Cashback Local
10  %
info
Cashback Overseas
0.2  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
No Annual Fee
info

Offer Available

Best Deal Guarantee
S$280 cash via PayNow
S$280 cash via PayNow

Valid until

02 May 2024

Things to consider for this product:

check

Online shopping rebate

check

Supermarket rebate

check

Annual Fee waiver

remove

Rebate cap applied

ICBC Visa Dual Currency Credit Card

ICBC Visa Dual Currency Credit Card

Cashback Local
Up to 8  %
info
Cashback Overseas
Up to 8  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 30
info

Things to consider for this product:

check

Local spending rebate

check

Overseas rebate

remove

Monthly spend required

remove

Rebate cap applied

ICBC UnionPay Dual Currency Credit Card

ICBC UnionPay Dual Currency Credit Card

Cashback Local
Up to 8  %
info
Cashback Overseas
Up to 8  %
info
Min. Annual Income
S$ 30,000
Annual Fee
S$ 30
info

Things to consider for this product:

check

Local spending rebate

check

Overseas rebate

remove

Monthly spend required

remove

Rebate cap applied

UOB EVOL Card

UOB EVOL Card

Cashback Local
8  %
info
Cashback Overseas
0.3  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
S$350 cash credit
S$350 cash credit

Valid until

30 April 2024

Things to consider for this product:

check

Online shopping rebate

check

Mobile contactless rebate

remove

Monthly spend required

remove

Rebate cap applied

Citi Cash Back Card

Citi Cash Back Card

Cashback Local
Up to 8  %
info
Cashback Overseas
6  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

SingSaver Lightning Deal
Sony PlayStation® 5 Slim Disc Edition (worth S$799)
Sony PlayStation® 5 Slim Disc Edition (worth S$799)

Valid until

02 May 2024

SingSaver Lightning Deal
Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859)
Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859)

Valid until

02 May 2024

SingSaver Lightning Deal
S$500 eCapitaVoucher
S$500 eCapitaVoucher

Valid until

02 May 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

02 May 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

02 May 2024

Best Deal Guarantee
Dyson V8 Slim Fluffy (worth S$509)
Dyson V8 Slim Fluffy (worth S$509)

Valid until

02 May 2024

Best Deal Guarantee
S$400 eCapitaVoucher
S$400 eCapitaVoucher

Valid until

02 May 2024

Best Deal Guarantee
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

02 May 2024

Things to consider for this product:

check

Dining rebate

check

Supermarket rebate

check

High-value gift

remove

Rebate cap applied

DBS Live Fresh Card

DBS Live Fresh Card

Cashback Local
Up to 6  %
info
Cashback Overseas
Up to 6  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
S$388 cashback
S$388 cashback

Valid until

31 May 2024

Things to consider for this product:

check

Online Rebate

check

Shopping

check

Public transportation

remove

Rebate cap applied

remove

Monthly spend required

OCBC 365 Credit Card

OCBC 365 Credit Card

Cashback Local
Up to 6  %
info
Cashback Overseas
0.25  %
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Petrol rebate

check

Dining rebate

check

Gift: Apple product

remove

Monthly spend required

BOC Zaobao Credit Card

BOC Zaobao Credit Card

Cashback Local
1.5  %
info
Cashback Overseas
1.5  %
info
Min. Annual Income
S$ 30,000
Annual Fee
S$ 205.2
info

Things to consider for this product:

check

No rebate cap

check

Local spending rebate

check

Overseas rebate

check

Dining rebate

BOC Family Card

BOC Family Card

Cashback Local
0.3  %
info
Cashback Overseas
0.3  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 205.2
info

Things to consider for this product:

check

Dining rebate

check

Public transportation

remove

Monthly spend required

remove

Rebate cap applied

UOB Metro-UOB Card

UOB Metro-UOB Card

Cashback Local
0.2  %
info
Cashback Overseas
0.2  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Retail rebate

check

Dining savings

check

No monthly spend required

check

No rebate cap

See All Prizes
 
Frame 1658
8x Apple iPad
(each worth $679)
Frame 1659
8x Dyson AirwrapTM styler
(each worth $849)
Frame 1660
8x Nintendo Switch OLED
(each worth $549)
Frame 1661
8x Playstation®5 consoles
(each worth $799)

 

See All Prizes
 
Frame 1658
8x Apple iPad
(each worth $679)
Frame 1659
8x Dyson AirwrapTM styler
(each worth $849)
Frame 1660
8x Nintendo Switch OLED
(each worth $549)
Frame 1661
8x Playstation®5 consoles
(each worth $799)

 

How does a High Cashback Credit Card work?

High cashback credit cards offer cardholders a considerable percentage of their spending back in the form of cash rebates, with higher rates for specific categories like groceries, dining, or online shopping. This translates into substantial savings on everyday expenses or dedicated spend.

 

How to best use a Cashback Credit Card

To best use a high cashback credit card, focus on the following strategies to maximise your savings:

 

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Who should use a High Cashback Credit Card?

A credit card with a high cashback earn rate is specifically suited for these types of users:

 

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Things to look out for when choosing a High Cashback Credit Card

When choosing a high cashback credit card, pay close attention to the following specific factors:

 

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Frequently asked questions for High Cashback Credit Cards

What is considered a high cashback rate?

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Generally, a high cashback rate for credit cards in Singapore typically hovers between 3% to 15%. However, rates can vary, so it's best to check with banks or comparison websites like us at SingSaver for the latest information.

What are commonly eligible categories that earn high cashback?

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You can expect categories like dining, food delivery, transport, groceries, offline and online shopping, mobile contactless spend, travel, utilities and other bills like petrol and phone bills where applicable. 

Do all cashback credit cards require minimum spending?

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Yes, all high cashback credit cards demand a minimum spend every month (or sometimes per year) to qualify for their high cashback rates. Failure to satisfy these minimum spending will result in cardholders earning base cashback (e.g. 0.2%, 0.3%) instead of bonus cashback.

The only exception where minimum spend doesn’t apply is unlimited cashback credit cards.

What are some popular examples of high cashback credit cards?

expand_more

The UOB One Card, POSB Everyday Card, Maybank Family & Friends Card, CIMB Visa Signature Card, OCBC Frank Card, Citi Cash Back Card, OCBC 365 Card, DBS Live Fresh Card and the UOB EVOL Card are examples of high cashback credit cards.