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Best Rewards Credit Cards With No Minimum Spend in Singapore 2024

In Singapore, the top Rewards Credit Cards with No Minimum Spend offer effortless rewards accumulation without spending thresholds. These cards are versatile, catering to varying spending patterns and providing consistent benefits. With diverse redemption options and value from everyday expenses, they suit frequent spenders and those seeking efficient rewards.

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8x Apple iPad
(each worth $679)
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8x Dyson AirwrapTM styler
(each worth $849)
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8x Nintendo Switch OLED
(each worth $549)
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8x Playstation®5 consoles
(each worth $799)

 

Maybank Manchester United Platinum Visa Credit Card

Maybank Manchester United Platinum Visa Credit Card

Rewards Points Baseline
Up to 25  TREATS Points per S$5 spent
info
Cashback Base Rate
Up to 3  %
info
Annual Fee
S$ 87.2
info

Things to consider for this product:

check

Local spending rebate

check

No monthly spend required

check

No rebate cap

check

Travel insurance

Maybank FC Barcelona Visa Signature Card

Maybank FC Barcelona Visa Signature Card

Rewards Points Baseline
10  TREATS Points per S$5
info
Cashback Base Rate
1.6  %
info
Annual Fee
S$ 130.8
info

Things to consider for this product:

check

Annual Fee waiver

check

No monthly spend required

check

No rebate cap

check

Overseas rebate

Maybank World MasterCard

Maybank World MasterCard

Rewards Points Baseline
5  TREATS Points per S$5 spent
Cashback Base Rate
0.27  %
info
Annual Fee
S$ 261.6
info

Things to consider for this product:

check

Dining rebate

check

Retail rebate

check

Petrol rebate

check

Airport lounge

Maybank DUO Platinum MasterCard

Maybank DUO Platinum MasterCard

Rewards Points Baseline
5  TREATS Points per S$5 spent
info
Cashback Base Rate
0.27  %
info
Annual Fee
S$ 130.8
info

Things to consider for this product:

check

Petrol rebate

check

Overseas rebate

check

Travel insurance

check

Annual Fee waiver

American Express Platinum Card

American Express Platinum Card

Rewards Points Baseline
2  points per dollar
info
Cashback Base Rate
0.6  %
info
Annual Fee
S$ 1,744

Things to consider for this product:

check

Bonus air miles

check

Dining savings

check

Airport lounge

remove

Annual Fee required

American Express Platinum Credit Card

American Express Platinum Credit Card

Rewards Points Baseline
2  points per dollar
info
Cashback Base Rate
0.6  %
info
Annual Fee
S$ 327

Things to consider for this product:

check

Unlimited air miles

check

Dining savings

remove

Annual Fee required

Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card

Rewards Points Baseline
1.6  points per dollar
info
Cashback Base Rate
0.5  %
info
Annual Fee
No Annual Fee
info

2 Offers Available

SingSaver Flash Deal
Sony PlayStation® 5 Slim Disc Edition (worth S$799) (on top of existing promo)
Sony PlayStation® 5 Slim Disc Edition (worth S$799) (on top of existing promo)

Valid until

29 February 2024

SingSaver Flash Deal
S$500 eCapitaVoucher (on top of existing promo)
S$500 eCapitaVoucher (on top of existing promo)

Valid until

29 February 2024

Best Deal Guarantee
Dyson AM07 Tower Fan (worth S$459)
Dyson AM07 Tower Fan (worth S$459)

Valid until

29 February 2024

Best Deal Guarantee
Apple AirPods Pro Gen 2 (worth S$365.70)
Apple AirPods Pro Gen 2 (worth S$365.70)

Valid until

29 February 2024

Best Deal Guarantee
Apple Watch SE 2nd Gen (worth S$382.50)
Apple Watch SE 2nd Gen (worth S$382.50)

Valid until

29 February 2024

Best Deal Guarantee
Up to S$340
Up to S$340

Valid until

29 February 2024

Things to consider for this product:

check

Bonus air miles

check

Public transportation

check

Installment

check

No Annual Fee

Citi Rewards Card

Citi Rewards Card

Rewards Points Baseline
1  point per dollar
Cashback Base Rate
0.23  %
info
Annual Fee
S$ 196.2
info

2 Offers Available

SingSaver Flash Deal
Sony PlayStation® 5 Slim Disc Edition (worth S$799) (on top of existing promo)
Sony PlayStation® 5 Slim Disc Edition (worth S$799) (on top of existing promo)

Valid until

29 February 2024

SingSaver Flash Deal
S$500 eCapitaVoucher (on top of existing promo)
S$500 eCapitaVoucher (on top of existing promo)

Valid until

29 February 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

29 February 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

29 February 2024

Best Deal Guarantee
Dyson V8 Slim Fluffy (worth S$509)
Dyson V8 Slim Fluffy (worth S$509)

Valid until

29 February 2024

Best Deal Guarantee
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

29 February 2024

Things to consider for this product:

check

Bonus air miles

check

Travel insurance

check

Annual Fee waiver

check

High-value gift

DBS Woman's Card

DBS Woman's Card

Rewards Points Baseline
1  DBS Point per S$5
info
Cashback Base Rate
0.17  %
info
Annual Fee
S$ 163.5
info

Things to consider for this product:

check

Online shopping rebate

check

Overseas rebate

check

Installment

remove

Rebate cap applied

DBS Woman's World Card

DBS Woman's World Card

Rewards Points Baseline
1  DBS Point per S$5
info
Cashback Base Rate
0.17  %
info
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Online shopping rebate

check

Overseas rebate

check

Installment

remove

Rebate cap applied

Standard Chartered Rewards+ Credit Card

Standard Chartered Rewards+ Credit Card

Rewards Points Baseline
1  point per dollar
info
Cashback Base Rate
0.25  %
info
Annual Fee
S$ 196.2
info

2 Offers Available

SingSaver Flash Deal
Sony PlayStation® 5 Slim Disc Edition (worth S$799) (on top of existing promo)
Sony PlayStation® 5 Slim Disc Edition (worth S$799) (on top of existing promo)

Valid until

29 February 2024

SingSaver Flash Deal
S$500 eCapitaVoucher (on top of existing promo)
S$500 eCapitaVoucher (on top of existing promo)

Valid until

29 February 2024

Best Deal Guarantee
Dyson AM07 Tower Fan (worth S$459)
Dyson AM07 Tower Fan (worth S$459)

Valid until

29 February 2024

Best Deal Guarantee
Apple AirPods Pro Gen 2 (worth S$365.70)
Apple AirPods Pro Gen 2 (worth S$365.70)

Valid until

29 February 2024

Best Deal Guarantee
Apple Watch SE 2nd Gen (worth S$382.50)
Apple Watch SE 2nd Gen (worth S$382.50)

Valid until

29 February 2024

Best Deal Guarantee
Up to S$340
Up to S$340

Valid until

29 February 2024

Things to consider for this product:

check

Overseas rebate

check

No monthly spend required

check

Travel insurance

remove

Rebate cap applied

UOB Lady's Solitaire Card

UOB Lady's Solitaire Card

Rewards Points Baseline
UNI$ 1
Cashback Base Rate
0.2  %
info
Annual Fee
S$ 414.2
info

Offer Available

Welcome Offer
S$350 Grab vouchers
S$350 Grab vouchers

Valid until

29 February 2024

Things to consider for this product:

check

Local spending rebate

check

Installment

check

No monthly spend required

remove

Rebate cap applied

HSBC Revolution Credit Card

HSBC Revolution Credit Card

Rewards Points Baseline
1  point per dollar
info
Cashback Base Rate
0.25  %
info
Annual Fee
No Annual Fee

2 Offers Available

SingSaver Flash Deal
Sony PlayStation® 5 Slim Disc Edition (worth S$799) (on top of existing promo)
Sony PlayStation® 5 Slim Disc Edition (worth S$799) (on top of existing promo)

Valid until

29 February 2024

SingSaver Flash Deal
S$500 eCapitaVoucher (on top of existing promo)
S$500 eCapitaVoucher (on top of existing promo)

Valid until

29 February 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

29 February 2024

Best Deal Guarantee
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)

Valid until

29 February 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

29 February 2024

Best Deal Guarantee
S$350 eCapitaVoucher
S$350 eCapitaVoucher

Valid until

29 February 2024

Best Deal Guarantee
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

29 February 2024

Things to consider for this product:

check

Mobile contactless rebate

check

Online shopping rebate

check

Travel rebate

check

No Annual Fee

OCBC Rewards Credit Card

OCBC Rewards Credit Card

Rewards Points Baseline
1  OCBC$ per dollar
info
Cashback Base Rate
0.28  %
info
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Retail rebate

check

Online shopping rebate

check

Gift: Apple product

check

No monthly spend required

Citi Lazada Card

Citi Lazada Card

Rewards Points Baseline
1  points per dollar
info
Cashback Base Rate
0.23  %
info
Annual Fee
S$ 194.4
info

Things to consider for this product:

check

Online shopping rebate

check

No monthly spend required

check

Travel insurance

remove

Rebate cap applied

HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

Rewards Points Baseline
1  point per dollar
Cashback Base Rate
5  %
Annual Fee
S$ 196.2
info

2 Offers Available

SingSaver Flash Deal
Sony PlayStation® 5 Slim Disc Edition (worth S$799) (on top of existing promo)
Sony PlayStation® 5 Slim Disc Edition (worth S$799) (on top of existing promo)

Valid until

29 February 2024

SingSaver Flash Deal
S$500 eCapitaVoucher (on top of existing promo)
S$500 eCapitaVoucher (on top of existing promo)

Valid until

29 February 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

29 February 2024

Best Deal Guarantee
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)

Valid until

29 February 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

29 February 2024

Best Deal Guarantee
S$350 eCapitaVoucher
S$350 eCapitaVoucher

Valid until

29 February 2024

Best Deal Guarantee
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

29 February 2024

Things to consider for this product:

check

Dining rebate

check

Supermarket rebate

check

Petrol rebate

remove

Rebate cap applied

UOB Lady's Card

UOB Lady's Card

Rewards Points Baseline
UNI$ 1
Cashback Base Rate
0.2  %
info
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
S$350 Grab vouchers
S$350 Grab vouchers

Valid until

29 February 2024

Things to consider for this product:

check

Local spending rebate

check

Installment

check

No monthly spend required

remove

Rebate cap applied

Maybank Business Platinum Mastercard

Maybank Business Platinum Mastercard

Rewards Points Baseline
1  TREATS Points per S$1 spent
Cashback Base Rate
0.29  %
info
Annual Fee
S$ 181.67
info

Things to consider for this product:

check

Travel insurance

check

Annual Fee waiver

check

Installment

check

No monthly spend required