Your credit reputation is just as important as your actual one as you apply for credit facilities. Your credit score is a representation of your risk level and is calculated based on your available credit… Read More
Do not underestimate the importance of your credit reputation — it can affect your chances of getting a loan. Part of everyday life involves managing your finances. This could range from administering an investment portfolio… Read More
The concept of credit may seem like a modern day invention but it is believed that crediting is as old as the invention of the wheel. The earliest known instance of crediting happened in Sumer… Read More
Cliched as it sounds, one of the first steps to getting out of debt is to actually realise and acknowledge that there’s a debt issue that needs to be resolved. Once you’ve done that and… Read More
Your credit report is a record of your credit payment history compiled from banks and major financial institutions. Now, what’s a credit score? It’s simply a number in your credit report that indicates how likely… Read More
If you’ve just finished college and entered the workforce, you would’ve probably pondered over getting a credit card. After all, it marks your entry into a financially independent journey as a working professional. The allure… Read More
Has the Monetary Authority of Singapore’s (MAS) implementation of the Credit Limit Management Measure impacted you? Worry not. We delve into the concrete steps to help you reduce unsecured debt. Not too long ago, the… Read More
Most of us have had to adapt to deal with the restrictions and challenges of a new reality during this period of unprecedented disruption. Yet, every dark cloud has a silver lining and this has… Read More
Rethink your finances for the future as you’d have to look after more than just yourself. Looking to start a family soon? Planning ahead, then, is of paramount importance. This is especially so when it… Read More
