Citi SMRT Platinum Visa Card

Offers

Welcome Offers from Citibank

OFFER 1

Receive S$120 cashback

When you apply and spend S$1,200 within the first 3 months of card approval

For new cardholders only
Valid till 31 January 2021. Terms and Conditions apply.

Need some help?

No worries, we've got you covered!

How do credit cards work?

How do I apply for a credit card?

What’s the difference between debit cards and credit cards?

What are the different types of credit cards available?

What is the difference between Visa Card, Mastercard and American Express?

What are the fees involved when using a credit card?

What is the minimum balance payment for credit cards?

How to avoid or prevent credit card fraud?

What credit card promotions are there?

Daily Expenses

First Timers

Dining & Entertainment

Annual Fee Waiver

Daily Expenses

First Timers

Dining & Entertainment

Annual Fee Waiver

Great for

5% rebate at NTUC FairPrice, Giant, Sheng Siong (7.3% cashback at FairPrice Xtra Kallang Wave) with min. S$50 transaction

5% rebate at selected fast food eateries, coffee chains, cinemas

3% rebate on online spending except travel-related purchases. Includes online shopping, taxi/ride-hailing apps, food delivery, online groceries.

0.3% rebate on all other spending

Option to redeem rebates in the form of cashback or vouchers via SMS or Citibank Online

Doubles as EZ-Link Card with no convenience fee for auto top-up

Need to know

Min. spend of S$300 required to earn full cashback. Otherwise, cashback drops by 0.3%.

Cash rebates have to be redeemed manually

Cashback capped at S$600 per year

Benefits

Year-round rewards

Cash rebate

Air miles rewards

Cash rebate

All Spending

0.3 %

Dining Spending

5 %

Supermarket Spending

5 %

Online Shopping Spending (Local)

3 %

Retail Spending

3 %

Online Shopping Spending (Overseas)

5 %

Eligibility

Minimum Age

Min. Annual Income

S$30,000

Monthly Spend Required

S$300

APR/ FEES

Fees

Annual fee

S$160.50 (First Two Years Fee Waiver)

Foreign Currency Transaction Fee

3.25%

Repayment

Minimum Payment

1% of current a/c balance plus 1% outstanding amount plus late charges or S$50, whichever is higher.

Late payment charge

S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest On Purchases

26.9%

Interest On Cash Advance

28.0%

Other information

Supported Payment Type

Apple Pay
Samsung Pay

Credit card type

Visa Platinum

Citi SMRT Platinum Visa Card

Offers

Receive S$120 cashback

Benefits

Year-round rewards

Eligibility

Eligibility

APR/ FEES

Fees

Repayment

Other information

Isn't the best product for you?
Compare more credit cards on SingSaver