Welcome Offers from Citibank
OFFER 1
Receive S$120 cash back
Apply and spend S$1,200 within the first 3 months of card approval
- For new cardholders only
- Terms and Conditions apply
Citi SMRT Platinum Visa Card
Last updated:Dec 2019
S$30,000
Min. Annual Income5%
Dining - Cashback Rateon selected dining merchantsOffers
Benefits
Eligibility
APR/ FEES
Offers
Welcome Offers from Citibank
Enjoy 5% savings on groceries, fast food, movies and coffee with low minimum monthly spend requirement of $300
Enjoy 5% savings on groceries, fast food, movies and coffee with low minimum monthly spend requirement of $300
Daily Expenses
First Timers
Dining & Entertainment
Annual Fee Waiver
Daily Expenses
First Timers
Dining & Entertainment
Annual Fee Waiver
Great for
Receive $120 cash back when you apply and spend S$1,200 in the first 3 months. Terms and Conditions apply.
Enjoy up to 5% savings on groceries at major supermarkets, fast food, movies, coffee and online shopping, with min. monthly spend of S$300.
Redeem your SMRT$ for shopping vouchers, rides or cash rebate. 10 SMRT$ = S$10 cash rebate.
Doubles as an EZ-Link Card for daily commute with an auto top-up function.
No convenience fee for EZ-Reload Auto Top-up transactions
All other spend earns 0.3% SMRT$.
Annual Cap of SMRT$600.
Need to know
Min. income requirement for Singaporeans/PRs: S$30,000 & min. income requirement for Foreigners: S$42,000
Benefits
Year-round rewards
Cash rebate
Air miles rewards
Cash rebate
All Spending
0.3 %
Dining Spending
5 %
Supermarket Spending
5 %
Online Shopping Spending (Local)
3 %
Retail Spending
3 %
Online Shopping Spending (Overseas)
5 %
Eligibility
Eligibility
Minimum Age
21
Min. Annual Income
S$30,000
Minimum Monthly Spend
S$300
APR/ FEES
Fees
Annual fee
S$160.50 (First Two Years Fee Waiver)
Foreign Currency Transaction Fee
3.0% (3.25% w.e.f. 15 December 2019)
Repayment
Minimum Payment
1% of current a/c balance plus 1% outstanding amount plus late charges or S$50, whichever is higher.
Late payment charge
S$100 if Minimum Payment Due is not received on or before the Payment Due Date.
Interest On Purchases
26.9%
Interest On Cash Advance
28.0%
Other information
Supported Payment Type
Apple Pay
Samsung Pay
Samsung Pay
Credit card type
Visa Platinum
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