Citi SMRT Platinum Visa Card

Offers

Welcome Offers from Citibank

OFFER 1

Receive S$120 cash back

Apply and spend S$1,200 within the first 3 months of card approval

For new cardholders only.
Terms and Conditions apply, valid till 31 January 2020.

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Daily Expenses

First Timers

Dining & Entertainment

Annual Fee Waiver

Daily Expenses

First Timers

Dining & Entertainment

Annual Fee Waiver

Great for

5% rebate at NTUC FairPrice, Giant, Sheng Siong (7.3% cashback at FairPrice Xtra Kallang Wave) with min. S$50 transaction

5% rebate at selected fast food eateries, coffee chains, cinemas

3% rebate on online spending except travel-related purchases. Includes online shopping, taxi/ride-hailing apps, food delivery, online groceries.

0.3% rebate on all other spending

Option to redeem rebates in the form of cashback or vouchers via SMS or Citibank Online

Doubles as EZ-Link Card with no convenience fee for auto top-up

Need to know

Min. spend of S$300 required to earn full cashback. Otherwise, cashback drops by 0.3%.

Cash rebates have to be redeemed manually

Cashback capped at S$600 per year

Benefits

Year-round rewards

Cash rebate

Air miles rewards

Cash rebate

All Spending

0.3 %

Dining Spending

5 %

Supermarket Spending

5 %

Online Shopping Spending (Local)

3 %

Retail Spending

3 %

Online Shopping Spending (Overseas)

5 %

Eligibility

Minimum Age

Min. Annual Income

S$30,000

Monthly Spend Required

S$300

APR/ FEES

Fees

Annual fee

S$160.50 (First Two Years Fee Waiver)

Foreign Currency Transaction Fee

3.25%

Repayment

Minimum Payment

1% of current a/c balance plus 1% outstanding amount plus late charges or S$50, whichever is higher.

Late payment charge

S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest On Purchases

26.9%

Interest On Cash Advance

28.0%

Other information

Supported Payment Type

Apple Pay
Samsung Pay

Credit card type

Visa Platinum

Citi SMRT Platinum Visa Card

Offers

Receive S$120 cash back

Benefits

Year-round rewards

Eligibility

Eligibility

APR/ FEES

Fees

Repayment

Other information

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