Is your laptop coming along with you on your vacation? Here are the best travel insurance policies that offer high coverage for your laptops.
Bringing along our laptops for travelling might be essential for some, especially if they we on a short business trip, doing remote work, or just want to catch up on some Netflix on our vacation.
And we all know that laptops are extremely pricey these days, and they are one of our prized possessions because of the important data and information that are stored on them. That is why we’ll definitely want to get the best coverage for our laptops in case of the unexpected: our laptops are misplaced, stolen, damaged or stolen.
Whatever the scenario, it’s important to choose the right travel insurance policy offering the best coverage payout to protect your camera gear and equipment.
SingSaver's Best Price Travel Campaign: All successful applicants of participating Travel Insurance products will receive 1x (single trip) or 3x (annual trip) draw chance to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed (up to a maximum of $2,000) and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Valid till 31 December 2023. T&Cs apply.
Travel Insurance | Premium for Individual Cover | Covid-19 Coverage | Promotion |
FWD Travel Insurance undefined
|
from S$22.50 (for 1 week in Asean) |
Yes |
Use the promo code ENDSEP to get 25% off on Single Trip and Annual Trip plans. Valid till 27 September 2023. T&Cs apply. Receive 1x Airalo eSim with up to 3GB data (minimum premium $60). Valid till 3o Sep 2023. T&Cs apply. Plus, till 30th September, every 58th sign up scores a Samsonite Volant Spinner 68/25 EXP worth S$480. Additionally, enjoy up to 3x chances to enter our Weekly Lucky Draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply. |
Etiqa (TIQ) Travel Insurance undefined
|
from S$39 (for 1 week in Asean) |
Yes |
Single Trip: Use the promo code TIQSINGSAVER to get 40% off. T&Cs apply. Valid till 30 Sep 2023. T&Cs apply. Annual Trip: Use promo code TIQSINGSAVER to get 60% off COVID-19 add-on. Valid till 30 Sep. T&Cs apply. Plus, till 30th September, every 58th sign up scores a Samsonite Volant Spinner 68/25 EXP worth S$480. Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply. Plus, new customers get additional S$30 off on top of the discount with voucher code FREETRAVEL. Valid till 30 Sep 2023. T&Cs apply. Additionally, stand to win S$3,000 in TIQ Travel Insurance Monthly Lucky Draw Campaign 2023 (Fulfillment by TIQ). Valid till 31 Dec 2023. T&Cs apply. |
Starr TraveLead Travel Insurance undefined
|
from S$11.05 (for 1 week in ASEAN) |
Yes |
Receive up to $50 Grab Vouchers and 35% discount plus an EXCLUSIVE Agoda promo code when you apply using the promo code SSVTL35. Valid till 30 September 2023. Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw. 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply. |
Allianz Travel Insurance
|
from S$34.10 (for 1 week in Asean) |
Yes |
Get 35% discount and receive up to S$50 worth of Grab vouchers when you use the promo code G035. Valid till 30 Sep 2023. T&Cs apply. Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply. |
MSIG Travel Easy
|
from S$34.10 (for 1 week in ASEAN) |
Yes |
Enjoy 40% off when you apply for Single Trips and 20% off for Annual Plan plus get up to $38 Grab Vouchers when you purchase now!! Valid till 31 Sep 2023. T&Cs apply Enjoy up to 3x chances to enter our Weekly Lucky Draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply. |
Singlife Travel Insurance
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|
from S$46.20 (for 1 week in ASEAN) | Yes |
Score an Airalo eSIM with up to 3GB data and receive it before you fly when you apply now! Valid till 30 Sep 2023. T&Cs apply. Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply. Single Trip: Enjoy a 25% discount when you use the promo code TRAVEL25. Valid till 30 Sep 2023. T&Cs apply. |
Allied World Travel Insurance undefined
|
from S$45 (for one week in Asean) | Yes |
Single Trip: Enjoy a 30% discount when you apply now! Valid till 30 Sep 2023. Annual Trip: Enjoy a 10% discount when you apply now! Valid till 30 Sep 2023. Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply |
AIG Travel Guard® Direct
|
from S$30 (for 1 week in Asean) | Yes |
Single Trip: Apply promo code SSTGD and receive up to $50 worth of Grab eVouchers! (minimum premium $100, fullfilment by AIG) Valid till 30 Sep 2023. T&Cs apply. Annual Trip: Get up to 6 Plaza Premium Lounge Access Passes with the promo code SSTGD when you apply NOW! Fulfillment by AIG. Valid till 30 Sep 2023. T&Cs apply. Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply. |
Great Eastern Travel Insurance
|
from S$52 (for one week in Asean) | Yes |
Single Trip: Get an 20% discount when you use the promo code TSP20S. Annual Trip: Get an 10% discount when you use the promo code TSP10A. Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply. Promotion ends on 31 December 2023. T&Cs apply. |
Read more:
Best COVID-19 Travel Insurance Plans (2023)
Best Travel Insurance in Singapore (2023)
Best Travel Insurance Plans and Promotions in Singapore (2023)
Top 3 Things Travel Insurance Should Cover (And How Much is Enough)
Best travel insurance with high coverage for stolen or lost laptop
Travel insurance |
Coverage for lost/stolen laptop |
Other coverages |
Premium |
AIG Travel Guard
|
S$1,000 |
|
From S$38 |
Allianz Travel Insurance
|
Up to S$1,500 (max benefit for all high-value items) |
|
From S$39 |
Ergo Travel Insurance
|
Up to S$1,500 per article |
|
From S$25 |
TIQ Travel Insurance
|
Up to S$1,000 per article |
|
From S$31 |
FWD Travel Insurance
|
S$1,000 per article |
|
From S$25.20 |
HLAS COVIDSafe Travel Protect360
|
Up to S$500 per article |
|
From S$50 |
MSIG TravelEasy
|
S$1,000 per article |
|
From S$49 |
Singlife Travel Insurance
|
Up to S$700 per article |
|
From S$34.12 |
Sompo Travel Insurance
|
Up to S$800 per article |
|
From S$49 |
Starr TraveLead Travel Insurance
|
S$1,400 per article |
|
From S$27 |
Tokio Marine™ Xplora Plus
|
S$1,000 per article |
|
From S$62 |
Premium plans are based on single travel insurance for a five-day trip to Thailand (ASEAN Region). The coverage also differs according to different tiered plans.
Which travel insurance policy is the best for laptop coverage?
Most value-for-money: Starr Travelead Travel Insurance
Nothing beats Starr Travelead Travel Insurance in terms of its value-for-money aspect. Not only is it one of the cheaper plans, but it offers a very decent coverage of S1,400 for stolen or lost laptops across all plans — that’s essentially the price of a brand new Macbook Air!
The personal baggage coverage is up to S$7,500 for the Gold plan but the sub limit for laptops are S$1,400 for all plans. For mobile phones and related accessories, the sub limit is $400 while cameras are S$1,000 respectively.
The other coverages are also very decent. For a very affordable price of S$46 (for a 5-day trip to Thailand) for the most comprehensive Gold-tier plan, you’re covered up to S$500,000 for accidental death and disablement, up to S$1,000,000 medical expenses, up to S$65,000 for overseas COVID-19 medical expenses and up to S$15,000 for trip cancellation.
The best part about this plan is that you can customise your coverage according to your needs. For example, if you don’t need trip coverage, you can always remove it from your plan to make it more affordable.
They also offer add-on coverages like Golf Protection, Cruise Vacation, Scuba Diving and Snow Sports.
Highest coverage: Allianz Travel Insurance
If you want the highest coverage for your laptop, look no further than Allianz Travel Insurance as they offer up to S$1,500 for all high-value items that are lost or stolen for the Platinum plan. The coverage for all high-value items for the Bronze and SIlver plans are S$500 and S$1,000 respectively.
With such a high limit, the policy comes at a slightly steeper price, starting from S$39, for a single trip Bronze plan for a 5-day trip to Thailand.
For the most comprehensive Platinum plan, you’ll get up to S$1,000,000 overseas emergency medical and dental coverage, up to S$100,000 travel accident coverage resulting in death or disability, up to S$10,000 trip cancellation, up to S$1,600 travel delay, up to S$5,000 lost or stolen baggage, and up to S$1,000 baggage delay.
SingSaver's Allianz Travel Insurance Exclusive Promotion:
Get 35% discount and receive up to S$50 worth of Grab vouchers when you use the promo code G035. Valid till 30 Sep 2023. T&Cs apply.
Enjoy up to 3x chances to enter our Weekly Lucky Draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply.
Allianz Travel Insurance includes coverage for both COVID-19 and Cruises to Nowhere.
Honorable mention: FWD Travel Insurance
FWD travel insurance also stands out from the rest because of its high coverage for laptops, at S$1,000 across all plans. Not only is the coverage pretty decent, but it also offers very affordable premiums.
Other coverages include up to S$1,000,000 for overseas medical expenses, up to S$15,000 for travel cancellation and up to S$1,000 for travel delay.
If you wish to have COVID-19 coverage, you’ll need to opt for the COVID-19 rider that covers up to S$5,000 for trip cancellation, up to S$200,000 for COVID-19 medical expenses during or after your trip, and S$100 a day for up to 14 days if hospitalised due to COVID-19.
SingSaver's Exclusive FWD Promotion: Use the promo code ENDSEP to get 25% off on Single Trip and Annual Trip plans. Valid till 27 September 2023. T&Cs apply.
Receive 1x Airalo eSim with up to 3GB data when you apply now (minimum premium of $60). Valid till 30 Sep 2023. T&Cs apply.
Plus, till 30th September, every 58th sign up scores a Samsonite Volant Spinner 68/25 EXP worth S$480. Additionally, enjoy up to 3x chances to enter our Weekly Lucky Draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply.
What to do if you lose your camera and equipment overseas?
#1 Contact your travel insurer to inform & ask about the claims process
The chances of locating your devices if stolen are unfortunately relatively slim. Regardless of it, you should contact your travel insurance agency to file a claim. Depending on how many things are stolen and the travel insurance plan coverage, you can sometimes get a decent claim amount to fully cover the cost of your electronics.
This is where you’ll need the police report as proof that your items have been stolen. Without a police report, the compensation may either be delayed or rejected. Always reach out to your travel insurance agency if you need help filing a claim or need help understanding the fine print.
#2 Report to the local authorities
Whether or not you’ve managed to locate your laptop, it’s best to report it to the local authorities immediately so they can take action. However, given that certain countries always have theft cases, you shouldn’t have high hopes of recovering your device. Nevertheless, there’s no harm in filing a report — you’ll also need it for your travel insurance claim.
If there’s a language barrier between you and the local police, there’s always Google translate to save the day. Alternatively, you can also bring along or request help from a local who can speak your language to help with translation. The Singapore embassy may also be able to help!
Be sure to take several copies of the police statement for your own keepsake and your travel insurance agent.
#3 Visit the Singapore embassy
Losing your precious devices like your laptop in a foreign country can be extremely daunting and scary, especially if it has important work-related documents on it. It helps if you visit the Singapore embassy to request assistance.
They will be able to advise you on your next steps, including referring you to a list of local lawyers for your reference if you would like to engage a lawyer for your case.
Read these next:
Where to Buy Travel Insurance 2022 (With COVID-19 Coverage): Insurers, Credit Card Rewards, or Airlines
Travel Insurance Plans For Stolen/Lost Phones: Claim Up to S$2,000
10 Tips on Buying the Right Travel Insurance in Singapore
Travel Insurance Add-ons: Which Ones are Worth Your Money?
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