5. Lower the Limit on Your Credit Cards
Protect yourself from identity theft, while you’re abroad. One basic security measure is to lower the credit limit on your credit cards, such as from four times your monthly income to just S$1,500, or however much you think you’ll spend.
This ensures that, if someone does manage to steal your card, there’s an absolute limit on how much they can spend.
6. Remove the Cash-card from Your Car, or at Least Place It Somewhere Less Prominent, Once You’re in Malaysia
If you don’t want to keep the cash card on your person, then at least keep it in the glove compartment. Don’t tempt thieves by leaving it somewhere visible, such as in the card reader or on the dashboard.
Even if there isn’t much money in the card, it can be expensive to fix a smashed window or a broken car lock. Thieves often get to your card in this manner.
7. Separate Your Money
Don’t give most or all of the money to one person in your group. Likewise, don’t put all the cash in one place, such as a single bag pocket. Spread out the money between family members, and split it up between your wallet, bag, side-pockets, and so forth.
If you are pickpocketed, your bag is stolen, or your car is broken into, this ensures you won’t lose all the money at once.
Try to avoid bringing more than S$250 in physical cash. This is because most travel insurance policies pay out a maximum of S$250 in lost cash (check your policy to ascertain this figure). It is safer to rely on digital transactions, more than physical cash.
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