.png?width=1804&height=500&name=6%20Best%20Travel%20Insurance%20in%20Singapore%20for%20Different%20Needs%20(2024).png "6 Best Travel Insurance in Singapore for Different Needs (2024)")
SingSaver's Best Price Travel Campaign: All successful applicants of participating Travel Insurance products will receive 1x (single trip) or 3x (annual trip) draw chance to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed (up to a maximum of $2,000) and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Valid till 31 December 2023. T&Cs apply.
| Travel Insurance | Premium for Individual Cover | Covid-19 Coverage | Promotion |
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Starr TraveLead Travel Insurance
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from S$11.05 (for 1 week in ASEAN)
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Yes
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Get up to $50 Grab Vouchers (min. Premium $30) and get 40% off when you use promo code SS40. Valid till 31 Dec 2023. T&Cs apply. Plus, till 31 December, every applicant will also score an Apple AirTag — perfect for keeping tabs on your luggage on your next trip — or a ReboundTag. T&Cs apply.
Enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw. 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply.
Additionally, enjoy 1x chance to win your share your share of up to S$200,000 in prizes in our epic 101! Milestone Giveaway, including S$5,000 bonus cash each week on top of ongoing promotions! T&Cs apply.
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MSIG Travel Easy
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from S$34.10 (for 1 week in ASEAN)
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Yes
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Enjoy 40% off when you apply for Single Trips and 20% off for Annual Plan plus get up to $38 Grab Vouchers when you purchase now!! Valid till 17 December 2023. T&Cs apply. Plus, till 31 December, every applicant will also score an Apple AirTag — perfect for keeping tabs on your luggage on your next trip — or a ReboundTag. T&Cs apply.
Enjoy up to 3x chances to enter our Weekly Lucky Draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply.
Additionally, enjoy 1x chance to win your share your share of up to S$200,000 in prizes in our epic 101! Milestone Giveaway, including S$5,000 bonus cash each week on top of ongoing promotions! T&Cs apply. |
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Allianz Travel Insurance
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from S$34.10 (for 1 week in Asean)
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Yes
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Use promo code SSV50 to get 50% discount, up to $35 Grab Vouchers, and 1x Airalo eSim with up to 3GB data (minimum premium of $60) when you apply NOW! Valid till 8 December 2023. T&Cs apply.
Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply. |
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FWD Travel Insurance
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from S$22.50 (for 1 week in Asean)
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Yes
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Use the promo code 12TWELVE to get a 35% discount on Single Trip and 30% discount on Annual Trip plans! Valid till 12 Dec 2023. T&Cs apply. Also receive: 1x Apple AirTag (worth $45) for the first 3,800 applicants. Valid till 5 January 2024. T&Cs apply. Additionally, be included in the following draws below: Best Price TI weekly draw: Enjoy 3x chances to enter our Weekly Lucky Draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply.
101! Milestone Giveaway: Enjoy 1x chance to win your share your share of up to S$200,000 in prizes in our epic 101! Milestone Giveaway, including S$5,000 bonus cash each week on top of ongoing promotions! T&Cs apply.
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Etiqa (TIQ) Travel Insurance |
from S$39 (for 1 week in Asean)
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Yes
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Single Trip: Use the promo code TIQSINGSAVER to get 48% off. Valid till 18 Dec 2023. T&Cs apply.
Annual Trip: Use promo code TIQSINGSAVER to get 60% off COVID-19 add-on. Valid till 31 Dec 2023. T&Cs apply.
Enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply.
Additionally, stand to win S$3,000 in TIQ Travel Insurance Monthly Lucky Draw Campaign 2023 (Fulfillment by TIQ). Valid till 31 Dec 2023. T&Cs apply. |
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Singlife Travel Insurance
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from S$46.20 (for 1 week in ASEAN)
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Yes
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Score an Airalo eSIM with up to 3GB data and receive it before you fly when you apply now! Valid till 31 December 2023. T&Cs apply.
Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply.
Annual Trip: Get a 25% discount when you use the promo code ANNUAL25. Valid till 31 Dec 2023. T&Cs apply. |
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Allied World Travel Insurance
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from S$45 (for one week in Asean)
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Yes
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Enjoy a 45% discount for Single Trip and 15% discount for Annual Trip when you apply now! Valid till 31 Dec 2023. T&Cs apply.
Enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply |
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AIG Travel Guard® Direct
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from S$30 (for 1 week in Asean)
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Yes
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Single Trip: Enjoy 20% off with promo code SS20OFF. Valid till 12 Dec 2023. Additionally get $20 PayNow! (minimum premium of $80). Plus, every 12th customer gets an additional $45 Paynow. Valid till 31 Dec. T&Cs apply.
Annual Trip: Apply promo code SSTGD to receive $200 PayNow! Plus, every 12th customer gets an additional $45 Paynow. Valid till 31 Dec 2023. T&Cs apply.
Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply. |
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Great Eastern Travel Insurance
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from S$52 (for one week in Asean)
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Yes
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Single Trip: Get an 30% discount when you use the promo code TSP30S. Valid till 31 Dec 2023. T&Cs apply.
Annual Trip: Get an 10% discount when you use the promo code TSP10A. Valid till 31 Dec 2023. T&Cs apply. Discount is only valid for Elite and Classic plans.
Enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply. Promotion ends on 31 December 2023. T&Cs apply. |
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Seedly Travel Insurance
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from S$49.80 (for 1 week in Asean)
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No
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Receive 25% off and 1x Airalo eSIM worth up to 3GB data when you apply NOW! Valid till 31 December 2023. T&Cs apply. Win the equivalent of a return flight for 2 to Bali (via S$600 Klook voucher). T&Cs apply. |
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Tiq Travel Pre-Ex Entry - Asia
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Pre-existing medical conditions and flight delays |
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Starr TraveLead Essential with COVID-19 Coverage (Bronze Plan)
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Amateur sports activities |
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FWD Premium
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Budget single trip plan |
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MSIG Premier Pre-Ex Plan (For Pre-existing Conditions)
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Pre-existing medical conditions, sports/adventures |
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Allianz Travel Insurance Platinum Plan
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High medical coverage |
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Seedly Travel Secure
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Families
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Complimentary coverage for up to 4 children
Child support grant up to S$30,000
Child companion benefit of up to S$10,000
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Singlife Travel Prestige
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All rounded coverage including protection of frequent flyer points |
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Starr TraveLead Travel Insurance: Best for Cruise Coverage
Though Starr no longer offers their Cruise to Nowhere travel insurance policy, they do have a rider that provides cruise vacation coverage if you're planning on going one soon.
As one of the few insurers that provide a rider for cruises, they offer up to an additional S$3,000 trip cancellation and interruption and up to S$6,000 cruise cancellation and interruption by agency. They also cover for excursion tour cancellation and satellite phone, up to S$1,000 and S$200.
Aside from this, their coverage for other aspects is also quite decent. They offer up to S$1,000,000 medical expenses coverage, up to S$800 coverage for travel delay (S$100/6h), up to S$15,000 for trip cancellation and curtailment, and up to S$7,500 personal baggage loss coverage.
Who should get this: Travellers going on a cruise for vacation.
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SingSaver's Starr TraveLead Exclusive Promotion: Get up to $50 Grab Vouchers and get 40% off when you use promo code SS40. Valid till 31 Dec 2023. T&Cs apply. Plus, till 31 December, every applicant will also score an Apple AirTag — perfect for keeping tabs on your luggage on your next trip — or a ReboundTag. T&Cs apply.
Apply now & pick your reward, and you'll automatically be enrolled in our lucky draws:
- Best Price Travel Insurance Weekly Draw: Get up to 3x chances to win 1x flight ticket reimbursement & 12x Samsonite Volant Spinner 68/25 EXP (worth S$480). T&Cs apply.
- 101! Milestone Giveaway: Enjoy 1x chance to win your share of up to S$200,000 in prizes in our epic weekly lucky draw, including S$5,000 bonus cash each week! T&Cs apply.
Enjoy additional coverage by adding Trip or Baggage coverage for an absolute peace of mind. Increase COVID-19 medical expenses coverage and protection against trip cancellations due to COVID-19 when you select either the Gold or Silver plans. T&Cs apply.
MSIG TravelEasy Pre-Ex: Covers Pre-existing Conditions and Sports/Adventures
If you’re like most of us, you don't really read the policy document cover to cover. But if you do, you’ll realise most policies do not cover claims resulting from pre-existing medical conditions. What does it really mean?
It means that if you have to cancel your trip due to a major asthma attack, chances are your claim will not be successful. Common pre-existing conditions include eczema, hypertension and diabetes. If you have any pre-existing condition, it’s best to get MSIG’s Pre-Ex travel insurance plan to be adequately covered.
MSIG does not have co-payment if you cancel, postpone, shorten or disrupt your trip due to a possible flare-up.
(Note: The MSIG TravelEasy Pre-Ex includes what you would get under the regular TravelEasy plan.)
Who should get this: Travellers with pre-existing conditions that are under control.
For the standard MSIG TravelEasy plan (which doesn't cover pre-existing conditions), do take advantage of the current promotion for your travel insurance needs.
SingSaver's Exclusive MSIG TravelEasy Insurance Promotion: Receive up to S$38 in Grab vouchers and get 40% discount for Single Trip and 20% off on Annual Trip plans when you apply NOW. T&Cs apply. Plus, till 31 December, every applicant will also score an Apple AirTag — perfect for keeping tabs on your luggage on your next trip — or a ReboundTag. T&Cs apply.
Apply now and you'll automatically be enrolled in our lucky draws:
- Best Price Travel Insurance Weekly Draw: Get up to 3x chances to win 1x flight ticket reimbursement & 12x Samsonite Volant Spinner 68/25 EXP (worth S$480). T&Cs apply.
- 101! Milestone Giveaway: Enjoy 1x chance to win your share of up to S$200,000 in prizes in our epic weekly lucky draw, including S$5,000 bonus cash each week! T&Cs apply.
MSIG TravelEasy has been enhanced to provide better travel protection with over 50 benefits and COVID-19 coverage.
Allianz Travel Insurance: Best for Enjoying High Medical Coverage
If you want to get a plan with medical coverage, Allianz is a great travel insurance plan to go for. Just by getting the most basic tiered bronze plan, you’d be getting S$250,000 in coverage (for travellers ages 69 years and below).
Even if you were to find yourself having ingested something contaminated or being at the wrong place at the wrong time, you could be sure that the benefit amount will see you through.
Upgrading to the platinum tier will unlock medical coverage for up to S$1 million for individuals aged 69 years and below.
Who should get this: Travellers who don't mind paying for a basic plan containing COVID-19 coverage.
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SingSaver's Allianz Travel Insurance Exclusive Promotion: Use promo code SSV50 to get 50% discount, up to $35 Grab Vouchers, and 1x Airalo eSIM with up to 3GB (minimum premium of $60) when you apply NOW! Valid till 31 December 2023. T&Cs apply.
Enjoy up to 3x chances to enter our Weekly Lucky Draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply.
Allianz Travel Insurance includes coverage for both COVID-19 and Cruises to Nowhere.
FWD Travel Insurance: Budget Single-trip Plan
Since its disruption of the travel insurance market with digital claims, FWD is known for its ease of claims and application—all in a tap from your smartphone. But it also has plenty of value to offer for the kind of price point you’re getting.
For the basic plan coverage (Premium), you may be getting a standard S$200,000 in overseas medical coverage and personal accident, up to S$300 in flight delays and per item of lost belongings, but don’t forget that you’re paying a lower premium (FWD offers regular discounts to boot) for this compared to other insurer’s travel insurance offerings. All tiers of FWD’s travel insurance come with unlimited medical evacuation and emergency repatriation.
You could also opt for the COVID-19 add-on. This coverage includes trip cancellation costs and loss of deposit (pre-trip) up to S$5,000 and medical expenses (during or post-trip) up to S$200,000.
This is an excellent choice for those who are either travelling to faraway destinations and want to save money, or those planning a quick weekend getaway.
Who should get this: Travellers who want more bang out of their buck.
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SingSaver's Exclusive FWD Promotion: Use the promo code 12TWELVE to get a 35% discount on Single Trip and 30% discount on Annual Trip plans! Valid till 12 Dec 2023. Also receive:
- 1x Airalo eSIM with up to 3GB data before your fly (minimum premium $60). Valid till 31 December 2023. T&Cs apply.
- 1x Apple AirTag (worth $45) for the first 3,800 applicants. Valid till 5 January 2024. T&Cs apply.
Additionally, be included in the following draws below:
- Best Price TI weekly draw: Enjoy up to 3x chances to enter our Weekly Lucky Draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply.
- 101! Milestone Giveaway: Enjoy 1x chance to win your share your share of up to S$200,000 in prizes in our epic 101! Milestone Giveaway, including S$5,000 bonus cash each week on top of ongoing promotions! T&Cs apply.
Tiq Travel Insurance: Best for Travellers with Pre-existing conditions
One of the rare few travel insurance plans that cover pre-existing conditions, Tiq Travel Insurance offers value-for-money coverage with its comprehensive plans. A plus point is that it offers three tiers of coverage to cater to travellers with different budgets - Entry, Savvy, Luxury.
The basic Entry plan covers common trip disruptions such as a trip cancellation (up to S$5,000) for any reason, baggage delay up to S$200 (S$100 per 6 hours), travel postponement (S$500), travel curtailment (S$3,000). It also covers personal accident (up to S$150,000) and personal liability (up to S$250,000)
For those who are used to travelling with your gadgets in tow, you’ll be reassured to know that the protection includes “Personal effects” of up to S$2,000 (S$250 per article, S$1,000 per laptop) for the basic Entry plan.
Apart from COVID-19 add-ons (which are not available for the pre-ex plan), other optional riders include Child education: S$3,000 per child (up to S$15,000), rental car excess: Up to S$1,000, pet hotel cover: S$1,000 (S$50 for every 6 hours), sports equipment (up to S$4,000)
TIQ is the only insurer that allows you to claim for flight delays of at least 3 hours, while other insurers require at least 6 hours of travel delays. Their claim system is also automated, which means that you don't even have to file for a claim yourself!
Who should get this: Those with or travelling with family members with pre-existing conditions
Seedly Travel Insurance: Best for families
This plan is especially ideal for every kind of traveller, but especially advantageous for families with children. If you're a parent, you would know that certain travel insurance plans come with additional cost to add coverage for a child, and the coverage may also differ from an adult.
With Seedly Travel Insurance, you get complimentary coverage of up to four children when you purchase the Family Plan, allowing you to have a peace of mind knowing that your kids are sufficiently insured without any add-ons. On top of that, it not only covers parents but also extends protection to your children up to S$30,000 for Seedly Travel Secure (highest-tier plan), up to S$6,000 per child in the unfortunate event of your demise.
They also offer a Child Companion Benefit of up to S$10,000. If the insured individual suffers an injury and is hospitalised abroad while traveling with a child, the costs for the travel and accommodation expenses for one adult travelling from Singapore to the destination, and back to Singapore to accompany the child back is covered.
Beyond just family-centric coverages, their other claim limits are also very decent. It offers up to S$500,000 overseas medical expenses including COVID-19, up to S$10,000 baggage loss benefit, u to S$10,000 trip cancellation and up to S$300,000 accidental death & permanent disablement.
Receive 25% off and 1x Airalo eSIM worth up to 3GB data when you apply NOW! Valid till 31 December 2023. T&Cs apply.
Apply now and you'll automatically be enrolled in our lucky draw:
- Best Price Travel Insurance Weekly Draw: Get 1x chance to win 1x flight ticket reimbursement & 12x Samsonite Volant Spinner 68/25 EXP (worth S$480). T&Cs apply.
- Win the equivalent of a return flight for 2 to Bali (via S$600 Klook voucher). T&Cs apply.
Singlife Travel Insurance: Best for Protecting Your Miles and Flight Redemptions
You diligently accumulate your miles, and then use them to redeem a free flight to your dream holiday. The dream turns into a nightmare as you’re forced to cancel or postpone your flight due to unforeseen circumstances.
But wait, not all is lost; unlike most other travel insurance plans, Singlife can help you to ‘claim’ back your redeemed miles. Once you file your claim and it’s verified that your miles are irrecoverable, you’ll be refunded the value of the airline ticket.
Another key highlight is that the plan offers a trip cancellation benefit of S$5,000 for any reason, provided that you’ve purchased either the Plus or Prestige plan.
Singlife also recently rolled out their new rainfall protection that provides a payout of up to S$150 should your trip be affected by excessive rainfall. This is applicable only for single trips (minimum 3 days) where more than 50% of the trip duration is affected by rainfall levels of >6.4mm in a 24-hour period.
On top of that, Singlife is the only insurer that allows you to cancel your trip without any reason and claim for it up to S$5,000 if you opt for the Travel Plus and Travel Prestige plans.
Who should get this: Hardcore miles credit card users
Singlife Travel Insurance Promotion: Score an Airalo eSIM with up to 3GB data and receive it before you fly when you apply now! Valid till 31 December 2023. T&Cs apply.
Additionally, enjoy up to 3x chances to enter our Weekly Lucky Draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply.
Single Trip: Enjoy a 28% discount when you use the promo code FLY28. Additionally, get a free 6 months heatstroke insurance. Valid till 14 Dec 2023. T&Cs apply.
Annual Trip: Get a 25% discount when you use the promo code ANNUAL25. Valid till 31 Dec 2023. T&Cs apply.