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Best High-Value Credit Card Offers in Singapore 2024

Unearth a treasure trove of top-tier credit card deals in Singapore through our platform. We bring you a curated selection of credit card offers that provide exceptional value. Whether you're seeking cash rebates, travel perks, exclusive lifestyle benefits, or high-value gifts upon sign-up, our comprehensive comparison service empowers you to make informed financial decisions. Navigate through the diverse landscape of credit card offerings and seize the opportunity to secure a card that aligns perfectly with your financial goals and preferences.

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Annual Income

Feature

Offers available

Annual fee waiver

Citibank

HSBC

Standard Chartered

Standard Chartered Simply Cash Credit Card

Cashback Base Rate

1.5 %

info

1.5% unlimited cashback with no min. spend.

Cashback Local

2 %

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Get 2% unlimited cashback with min. spend of S$800 on monthly basis based on your statement date.

Annual Fee

S$ 196.2

info

First Year Waived

Monthly Spend Required

None

2 Offers Available

SingSaver Exclusive Offer

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$120)

Valid until

10 August 2025

SingSaver Exclusive Offer

Dyson Airstrait™ straightener (worth S$799) (Top up S$100)

Valid until

10 August 2025

SingSaver Exclusive Offer

Dyson Digital Slim Submarine™ (worth S$699) (Top up S$70)

Valid until

10 August 2025

SingSaver Exclusive Offer

Dyson Supersonic™ hair dryer (worth S$599) (Top up S$50)

Valid until

10 August 2025

SingSaver Exclusive Offer

S$360 Cash via PayNow

Valid until

10 August 2025

SingSaver SG60 Flash Deal

S$60 Bonus Cash via PayNow

Valid until

10 August 2025

Things to consider for this product:

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2% Upsized Cashback (Limited Time Only)

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No rebate cap

check

No monthly spend required

check

First year annual Fee waiver

Gift Options

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$120); or
Dyson Airstrait™ straightener (worth S$799) (Top up S$100); or
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$70); or
Dyson Supersonic™ hair dryer (worth S$599) (Top up S$50); or
S$360 Cash via PayNow

Gift Options

S$60 Bonus Cash via PayNow

Citi Rewards Card

Airmiles Local Online Shopping

Up to 4 miles / dollar

info

Capped at 9000 bonus miles on online and retail shopping spends

Annual Fee

S$ 196.2

info

First Year Waived

Monthly Spend Required

None

2 Offers Available

SingSaver SG60 Flash Deal

S$60 Bonus Cash via PayNow

Valid until

10 August 2025

SingSaver Exclusive Offer

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100)

Valid until

10 August 2025

SingSaver Exclusive Offer

Dyson Airstrait™ straightener (worth S$799) (Top up S$80)

Valid until

10 August 2025

SingSaver Exclusive Offer

Dyson Digital Slim Submarine™ (worth S$699) (Top up S$50)

Valid until

10 August 2025

SingSaver Exclusive Offer

Apple iPad (A16) 11" WiFi 128GB (worth S$499) (Top up S$80)

Valid until

10 August 2025

SingSaver Exclusive Offer

Nintendo Switch 2 (worth S$719) (Top up S$300)

Valid until

10 August 2025

SingSaver Exclusive Offer

Dyson Airwrap™ Origin multi-styler and dryer (worth S$549)

Valid until

10 August 2025

SingSaver Exclusive Offer

Xiaomi Robot Vacuum X20 Pro (worth S$579)

Valid until

10 August 2025

SingSaver Exclusive Offer

S$450 Shopee Vouchers

Valid until

10 August 2025

SingSaver Exclusive Offer

S$370 Cash via PayNow

Valid until

10 August 2025

Things to consider for this product:

check

Bonus air miles

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Travel insurance

check

Annual Fee waiver

check

High-value gift

10X rewards points for all online purchases except mobile wallet and travel-related transactions.
10X rewards points for in-store shopping purchases at department stores, clothing stores and more.
1X rewards points on all other purchases.
Pair with amaze card to turn offline transactions into online transactions.
No cap on base rewards points.
Rewards points conversion rate: 440 Points = S$1
Rewards points are rounded down to the nearest 10 points on all purchases.
Use Citi PayAll to earn ThankYou PointSM when you pay your bills with your Citi Rewards Card.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi Rewards Card will be updated to end on 31 March 2026. For more information, please click here.
Read our full review of the Citi Rewards Card
Bonus rewards points capped at 9,000 points per statement month

Gift Options

S$60 Bonus Cash via PayNow

Gift Options

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100); or
Dyson Airstrait™ straightener (worth S$799) (Top up S$80); or
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$50); or
Apple iPad (A16) 11" WiFi 128GB (worth S$499) (Top up S$80); or
Nintendo Switch 2 (worth S$719) (Top up S$300); or
Dyson Airwrap™ Origin multi-styler and dryer (worth S$549); or
Xiaomi Robot Vacuum X20 Pro (worth S$579); or
S$450 Shopee Vouchers; or
S$370 Cash via PayNow

HSBC Live+ Credit Card

Cashback Dining

Up to 8 %

info

With min. spend of S$600 per calendar month per calendar quarter.

Cashback Supermarket

0.3 %

Cashback Petrol

Up to 8 %

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Get up to 8% cashback (5% base + 3% bonus) on dining, shopping, and entertainment with S$1,000/month spend for the first 2 calendar quarters. Thereafter, earn 5% cashback with S$600/month spend.

Monthly Spend Required

S$600 - S$1000

info

Earn 8% cashback in the first 2 quarters with S$1,000/month spend; thereafter, 5% cashback with S$600/month spend.

2 Offers Available

SingSaver Exclusive Offer

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100)

Valid until

10 August 2025

SingSaver Exclusive Offer

Dyson Airstrait™ straightener (worth S$799) (Top up S$80)

Valid until

10 August 2025

SingSaver Exclusive Offer

Dyson Digital Slim Submarine™ (worth S$699) (Top up S$50)

Valid until

10 August 2025

SingSaver Exclusive Offer

Dyson Airwrap™ Origin multi-styler and dryer (worth S$549) (Top up S$30)

Valid until

10 August 2025

SingSaver Exclusive Offer

Apple iPad (A16) 11" WiFi 128GB (worth S$499)

Valid until

10 August 2025

SingSaver Exclusive Offer

Shark EVOPOWER IQ+ Cordless Vacuum (worth S$699)

Valid until

10 August 2025

SingSaver Exclusive Offer

S$390 Cash via PayNow

Valid until

10 August 2025

SingSaver SG60 Flash Deal

S$60 Bonus Cash via PayNow

Valid until

10 August 2025

Things to consider for this product:

check

Dining rebate

check

Entertainment rebate

check

Petrol rebate

remove

Rebate cap applied

Gift Options

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100); or
Dyson Airstrait™ straightener (worth S$799) (Top up S$80); or
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$50); or
Dyson Airwrap™ Origin multi-styler and dryer (worth S$549) (Top up S$30); or
Apple iPad (A16) 11" WiFi 128GB (worth S$499); or
Shark EVOPOWER IQ+ Cordless Vacuum (worth S$699); or
S$390 Cash via PayNow

Gift Options

S$60 Bonus Cash via PayNow

HSBC Advance Credit Card

Cashback Local

2.5 %

info

With minimum monthly spend of S$2,000. Receive additional 1% cashback for HSBC banking customers.

Cashback Base Rate

1.5 %

info

No minimum spend, capped at S$70 per calendar month.

Cashback Overseas

2.5 %

info

With minimum monthly spend of S$2,000. Receive additional 1% cashback for HSBC banking customers.

Monthly Spend Required

S$ 2,000

info

Earn 2.5% cashback with a min. spend of S$2,000; otherwise, 1.5% cashback applies.

2 Offers Available

SingSaver Exclusive Offer

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100)

Valid until

10 August 2025

SingSaver Exclusive Offer

Dyson Airstrait™ straightener (worth S$799) (Top up S$80)

Valid until

10 August 2025

SingSaver Exclusive Offer

Dyson Digital Slim Submarine™ (worth S$699) (Top up S$50)

Valid until

10 August 2025

SingSaver Exclusive Offer

Dyson Airwrap™ Origin multi-styler and dryer (worth S$549) (Top up S$30)

Valid until

10 August 2025

SingSaver Exclusive Offer

Apple iPad (A16) 11" WiFi 128GB (worth S$499)

Valid until

10 August 2025

SingSaver Exclusive Offer

Shark EVOPOWER IQ+ Cordless Vacuum (worth S$699)

Valid until

10 August 2025

SingSaver Exclusive Offer

S$390 Cash via PayNow

Valid until

10 August 2025

SingSaver SG60 Flash Deal

S$60 Bonus Cash via PayNow

Valid until

10 August 2025

Things to consider for this product:

check

No monthly spend required

check

Travel insurance

check

Annual Fee waiver

remove

Rebate cap applied

Gift Options

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100); or
Dyson Airstrait™ straightener (worth S$799) (Top up S$80); or
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$50); or
Dyson Airwrap™ Origin multi-styler and dryer (worth S$549) (Top up S$30); or
Apple iPad (A16) 11" WiFi 128GB (worth S$499); or
Shark EVOPOWER IQ+ Cordless Vacuum (worth S$699); or
S$390 Cash via PayNow

Gift Options

S$60 Bonus Cash via PayNow

Citi Cash Back Card

Cashback Petrol

Up to 8 %

info

8% cash back at all petrol stations with a min. monthly spend of S$800.

Cashback Dining

6 %

info

6% on any dining merchant worldwide with a min. monthly spend of S$800. Base cashback 0.2%.

Annual Fee

S$ 196.2

info

First Year Waived

Monthly Spend Required

S$ 800

2 Offers Available

SingSaver SG60 Flash Deal

S$60 Bonus Cash via PayNow

Valid until

10 August 2025

SingSaver Exclusive Offer

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100)

Valid until

10 August 2025

SingSaver Exclusive Offer

Dyson Airstrait™ straightener (worth S$799) (Top up S$80)

Valid until

10 August 2025

SingSaver Exclusive Offer

Dyson Digital Slim Submarine™ (worth S$699) (Top up S$50)

Valid until

10 August 2025

SingSaver Exclusive Offer

Apple iPad (A16) 11" WiFi 128GB (worth S$499) (Top up S$80)

Valid until

10 August 2025

SingSaver Exclusive Offer

Nintendo Switch 2 (worth S$719) (Top up S$300)

Valid until

10 August 2025

SingSaver Exclusive Offer

Dyson Airwrap™ Origin multi-styler and dryer (worth S$549)

Valid until

10 August 2025

SingSaver Exclusive Offer

Xiaomi Robot Vacuum X20 Pro (worth S$579)

Valid until

10 August 2025

SingSaver Exclusive Offer

S$450 Shopee Vouchers

Valid until

10 August 2025

SingSaver Exclusive Offer

S$350 Cash via PayNow

Valid until

10 August 2025

Things to consider for this product:

check

Dining rebate

check

Supermarket rebate

check

High-value gift

remove

Rebate cap applied

Gift Options

S$60 Bonus Cash via PayNow

Gift Options

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100); or
Dyson Airstrait™ straightener (worth S$799) (Top up S$80); or
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$50); or
Apple iPad (A16) 11" WiFi 128GB (worth S$499) (Top up S$80); or
Nintendo Switch 2 (worth S$719) (Top up S$300); or
Dyson Airwrap™ Origin multi-styler and dryer (worth S$549); or
Xiaomi Robot Vacuum X20 Pro (worth S$579); or
S$450 Shopee Vouchers; or
S$350 Cash via PayNow

Citi Cash Back+ Card

Cashback Base Rate

1.6 %

info

On all spends.

Cashback Local

Up to 3.25 %

info

3.25% FX spend on select countries (valid until 28 Feb 2025). Base rate 1.6%.

Annual Fee

S$ 196.2

info

First Year Waived

Monthly Spend Required

None

2 Offers Available

SingSaver SG60 Flash Deal

S$60 Bonus Cash via PayNow

Valid until

10 August 2025

SingSaver Exclusive Offer

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100)

Valid until

10 August 2025

SingSaver Exclusive Offer

Dyson Airstrait™ straightener (worth S$799) (Top up S$80)

Valid until

10 August 2025

SingSaver Exclusive Offer

Dyson Digital Slim Submarine™ (worth S$699) (Top up S$50)

Valid until

10 August 2025

SingSaver Exclusive Offer

Apple iPad (A16) 11" WiFi 128GB (worth S$499) (Top up S$80)

Valid until

10 August 2025

SingSaver Exclusive Offer

Nintendo Switch 2 (worth S$719) (Top up S$300)

Valid until

10 August 2025

SingSaver Exclusive Offer

Dyson Airwrap™ Origin multi-styler and dryer (worth S$549)

Valid until

10 August 2025

SingSaver Exclusive Offer

Xiaomi Robot Vacuum X20 Pro (worth S$579)

Valid until

10 August 2025

SingSaver Exclusive Offer

S$450 Shopee Vouchers

Valid until

10 August 2025

SingSaver Exclusive Offer

S$370 Cash via PayNow

Valid until

10 August 2025

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Annual Fee waiver

check

High-value gift

Gift Options

S$60 Bonus Cash via PayNow

Gift Options

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100); or
Dyson Airstrait™ straightener (worth S$799) (Top up S$80); or
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$50); or
Apple iPad (A16) 11" WiFi 128GB (worth S$499) (Top up S$80); or
Nintendo Switch 2 (worth S$719) (Top up S$300); or
Dyson Airwrap™ Origin multi-styler and dryer (worth S$549); or
Xiaomi Robot Vacuum X20 Pro (worth S$579); or
S$450 Shopee Vouchers; or
S$370 Cash via PayNow

Types of High-Value Gifts Receivable From SingSaver

SingSaver's credit card sign-up promotions offer an enticing range of rewards. From cutting-edge electronics and immersive travel experiences to luxury home appliances, stylish fashion items, and practical cash rebates, there's something for everyone.

Whether you're into fitness, cooking, outdoor adventures, or smart home upgrades, these gifts enhance various aspects of life, making credit card sign-ups via SingSaver a pathway to both financial gains and enriched experiences.

Electronics

When signing up for a credit card through SingSaver, you might have the chance to receive cutting-edge electronics such as smartphones, tablets, laptops, and smartwatches. These high-value gadgets can seamlessly integrate into your daily life, keeping you connected and organised while complementing your tech-savvy lifestyle.

Home appliances

Enhance your living space with premium home appliances that might be offered as sign-up gifts. These could include state-of-the-art gadgets like smart TVs, air purifiers, coffee machines, and more, elevating your home environment and adding convenience to your daily routines.

Travel rewards & experiences

Imagine embarking on unforgettable journeys with travel-related gifts. Through SingSaver's credit card promotions, you could be rewarded with travel vouchers or packages, allowing you to explore new destinations, unwind in luxury resorts, or embark on thrilling adventures, creating memories that last a lifetime.

Fitness equipment

Looking for a fitness package or the right home workout equipment to achieve that perfect work-life balance? When you sign up for a credit card with us at SingSaver, you’ll stand to receive workout credits, fitness packages, and even state-of-the-art home gym equipment to complete your daily workout from the comfort of your own home.

Kitchen appliances

Whipping up something delicious in the kitchen? Or perhaps you simply want to level up your cooking game? Take advantage of the exclusive kitchen appliances you’ll sometimes find with our SingSaver credit card sign-up rewards. From coffee machines to air fryers, these cooking appliances are the perfect addition to anyone’s kitchen.

Smart home devices

Elevate your living space with smart home devices, potentially available through credit card sign-up deals. These devices, including smart thermostats, security cameras, and virtual assistants, empower you to create an efficient, connected, and secure home environment.

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I applied for a credit card two months ago and I’ve received my credit card. But I’m still waiting for my reward. What should I do?

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It usually takes an average of 2 calendar months from the date of approval by the bank or completion of the SingSaver Rewards Redemption Form (sent to you via the registered email address), whichever is later, before you receive an email with details of the Rewards Redemption.

Have you completed the SingSaver Rewards Redemption Form or are you having any difficulties completing the SingSaver Rewards Redemption Form? If you have either, email us at info@singsaver.com.sg so we can help with the reward redemption process.

How do I know if I’m eligible for the reward?

expand_more

First, the online application has to be completed through SingSaver. Following the online application, complete the SingSaver Rewards Redemption Form sent to you via your registered email address.

When the application is approved by the bank and the bank confirms the applicant’s eligibility to receive the Reward, SingSaver will email the applicant with details on how to collect the Reward.

Best High-Value Credit Card Offers in Singapore 2024

Quick Facts

Standard Chartered Simply Cash Credit Card

2 Offers Available

Things to consider for this product:

Quick Facts

Quick Facts

Quick Facts

Quick Facts

Citi Rewards Card

2 Offers Available

Things to consider for this product:

Quick Facts

Quick Facts

HSBC Live+ Credit Card

2 Offers Available

Things to consider for this product:

Quick Facts

HSBC Advance Credit Card

2 Offers Available

Things to consider for this product:

Quick Facts

Citi Cash Back Card

2 Offers Available

Things to consider for this product:

Quick Facts

Citi Cash Back+ Card

2 Offers Available

Things to consider for this product:

Quick Facts

Quick Facts

Quick Facts

Quick Facts

Types of High-Value Gifts Receivable From SingSaver

Frequently asked questions about Best High-Value Credit Card Offers in Singapore

I applied for a credit card two months ago and I’ve received my credit card. But I’m still waiting for my reward. What should I do?

How do I know if I’m eligible for the reward?