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Best High-Value Credit Card Offers in Singapore 2024

Unearth a treasure trove of top-tier credit card deals in Singapore through our platform. We bring you a curated selection of credit card offers that provide exceptional value. Whether you're seeking cash rebates, travel perks, exclusive lifestyle benefits, or high-value gifts upon sign-up, our comprehensive comparison service empowers you to make informed financial decisions. Navigate through the diverse landscape of credit card offerings and seize the opportunity to secure a card that aligns perfectly with your financial goals and preferences.

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Annual Income

Feature

Offers available

Annual fee waiver

American Express

Citibank

DBS

HSBC

POSB

Standard Chartered

Citi PremierMiles Card

Airmiles Overseas

2.2 miles / dollar

Airmiles Local

1.2 miles / dollar

Annual Fee

S$ 196.2

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First Year Waived

Monthly Spend Required

None

Offer Available

SingSaver Exclusive Offer

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100)

Valid until

30 June 2025

SingSaver Exclusive Offer

Dyson Airstrait™ straightener (worth S$799)

Valid until

30 June 2025

SingSaver Exclusive Offer

Dyson Airwrap™ Origin multi-styler and dryer (worth S$549) (Top up S$30)

Valid until

30 June 2025

SingSaver Exclusive Offer

S$400 Cash via PayNow

Valid until

30 June 2025

SingSaver Exclusive Offer

S$485 eCapitaVouchers

Valid until

30 June 2025

Things to consider for this product:

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No expiry air miles

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Airport lounge

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Travel rebate

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Gift: Apple product

1.2 miles per S$1 spent locally.
2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
11 different airline and hotel transfer partners.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Standard Chartered Simply Cash Credit Card

Cashback Base Rate

1.5 %

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1.5% unlimited cashback with no min. spend.

Cashback Local

2 %

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Get 2% unlimited cashback with min. spend of S$800 on monthly basis based on your statement date.

Annual Fee

S$ 196.2

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First Year Waived

Monthly Spend Required

None

2 Offers Available

SingSaver Exclusive Offer

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$120)

Valid until

30 June 2025

SingSaver Exclusive Offer

Dyson Airstrait™ straightener (worth S$799) (Top up S$100)

Valid until

30 June 2025

SingSaver Exclusive Offer

Dyson Digital Slim Submarine™ (worth S$699) (Top up S$70)

Valid until

30 June 2025

SingSaver Exclusive Offer

Dyson Supersonic™ hair dryer (worth S$599) (Top up S$50)

Valid until

30 June 2025

SingSaver Exclusive Offer

S$360 Cash via PayNow

Valid until

30 June 2025

Standard Chartered Pinball Sure-Win Promotion

Win a Paris Getaway for Two!

Valid until

31 July 2025

Things to consider for this product:

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2% Upsized Cashback (Limited Time Only)

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No rebate cap

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No monthly spend required

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First year annual Fee waiver

Gift Options

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$120); or
Dyson Airstrait™ straightener (worth S$799) (Top up S$100); or
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$70); or
Dyson Supersonic™ hair dryer (worth S$599) (Top up S$50); or
S$360 Cash via PayNow

Gift Options

Win a Paris Getaway for Two!

POSB Everyday Card

Cashback Local

Up to 10 %

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On daily essentials. Minimum spend of S$800 required.

Cashback Dining

Up to 10 %

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10% on online food delivery from Foodpanda and Deliveroo. All other dining spend earns 3% cash rebates. Cashback rewarded in Daily$, capped at Daily$15 per calendar month. Minimum spend of S$800 required.

Fuel Savings

Up to 20.1 %

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15% discount at SPC + up to 6% cashback

Cashback Base Rate

0.3 %

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No minimum spend or cashback cap. Cashback awarded in Daily$.

Things to consider for this product:

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Food delivery

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Online shopping rebate

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Rebate cap applied

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Monthly spend required

Earn 10% cash rebates on food delivery via foodpanda, Deliveroo and WhyQ.
3% cash rebate granted for dining spend (excluding fast food spend).
Enjoy 8% cash rebates on Shopee, Lazada, Amazon.sg, Qoo10, RedMart, iHerb, Taobao and Popular Online Store.
Get 5% cash rebates at Sheng Siong supermarkets.
Up to 3% cash rebates on your utilities and telecommunication payments.
Earn 6% cash rebates at SPC and 0.3% cash rebates at Watson.
0.3% cash rebates on all other transactions.
Cash rebates never expire.
Read our full review of the POSB Everyday Card.
Min. spend of S$800 per calendar month required for accelerated cash rebate earn rate.
S$15 monthly cash rebate cap for dining and online spending categories respectively.
S$30 monthly cash rebate cap for groceries.

HSBC TravelOne Credit Card

Airmiles Local

1.2 miles / dollar

Airmiles Overseas

2.4 miles / dollar

Minimum Annual Income

S$ 30,000

Airport Lounge Access

4 visits per year*

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Apply for DragonPass Membership (complimentary for cardholders).

Offer Available

SingSaver Exclusive Offer

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100)

Valid until

30 June 2025

SingSaver Exclusive Offer

Dyson Airstrait™ straightener (worth S$799) (Top up S$80)

Valid until

30 June 2025

SingSaver Exclusive Offer

Dyson Digital Slim Submarine™ (worth S$699) (Top up S$50)

Valid until

30 June 2025

SingSaver Exclusive Offer

Dyson Airwrap™ Origin multi-styler and dryer (worth S$549)

Valid until

30 June 2025

SingSaver Exclusive Offer

Apple iPad (A16) 11" WiFi 128GB (worth S$499)

Valid until

30 June 2025

SingSaver Exclusive Offer

S$370 Cash via PayNow

Valid until

30 June 2025

Things to consider for this product:

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Unlimited air miles

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Airport lounge

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Travel insurance

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Bonus air miles

DBS Altitude Visa Signature Card

Airmiles Overseas

Up to 5 miles / dollar

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Earn up to 5 miles per S$1 on spend in Australia, Japan, Malaysia, or Thailand (capped at S$1,200), with a minimum spend of S$2,000 during the promo period. All other FCY spend earns 2.2 miles per S$1

Airmiles Hotel Booking

Up to 2.2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

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First Year Waived

Things to consider for this product:

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Bonus air miles

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Airport lounge

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No expiry air miles

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Unlimited air miles

Citi Rewards Card

Airmiles Local Online Shopping

Up to 4 miles / dollar

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Capped at 9000 bonus miles on online and retail shopping spends

Annual Fee

S$ 196.2

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First Year Waived

Monthly Spend Required

None

Offer Available

SingSaver Exclusive Offer

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100)

Valid until

30 June 2025

SingSaver Exclusive Offer

Dyson Airstrait™ straightener (worth S$799)

Valid until

30 June 2025

SingSaver Exclusive Offer

Dyson Airwrap™ Origin multi-styler and dryer (worth S$549) (Top up S$30)

Valid until

30 June 2025

SingSaver Exclusive Offer

S$400 Cash via PayNow

Valid until

30 June 2025

SingSaver Exclusive Offer

S$485 eCapitaVouchers

Valid until

30 June 2025

Things to consider for this product:

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Bonus air miles

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Travel insurance

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Annual Fee waiver

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High-value gift

10X rewards points for all online purchases except mobile wallet and travel-related transactions.
10X rewards points for in-store shopping purchases at department stores, clothing stores and more.
1X rewards points on all other purchases.
Pair with amaze card to turn offline transactions into online transactions.
No cap on base rewards points.
Rewards points conversion rate: 440 Points = S$1
Rewards points are rounded down to the nearest 10 points on all purchases.
Use Citi PayAll to earn ThankYou PointSM when you pay your bills with your Citi Rewards Card.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi Rewards Card will be updated to end on 31 March 2026. For more information, please click here.
Read our full review of the Citi Rewards Card
Bonus rewards points capped at 9,000 points per statement month

DBS Live Fresh Card

Cashback Retail

Up to 6 %

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On Shopping spend. Capped at S$50 per calendar month.

Cashback Transport

Up to 6 %

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On Transport spend. Capped at S$20 per calendar month.

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

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First Year Waived

Things to consider for this product:

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Online Rebate

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Shopping

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Public transportation

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Rebate cap applied

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Monthly spend required

HSBC Live+ Credit Card

Cashback Dining

Up to 8 %

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With min. spend of S$600 per calendar month per calendar quarter.

Cashback Supermarket

0.3 %

Cashback Petrol

Up to 8 %

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Get up to 8% cashback (5% base + 3% bonus) on dining, shopping, and entertainment with S$1,000/month spend for the first 2 calendar quarters. Thereafter, earn 5% cashback with S$600/month spend.

Monthly Spend Required

S$600 - S$1000

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Earn 8% cashback in the first 2 quarters with S$1,000/month spend; thereafter, 5% cashback with S$600/month spend.

Offer Available

SingSaver Exclusive Offer

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100)

Valid until

30 June 2025

SingSaver Exclusive Offer

Dyson Airstrait™ straightener (worth S$799) (Top up S$80)

Valid until

30 June 2025

SingSaver Exclusive Offer

Dyson Digital Slim Submarine™ (worth S$699) (Top up S$50)

Valid until

30 June 2025

SingSaver Exclusive Offer

Dyson Airwrap™ Origin multi-styler and dryer (worth S$549)

Valid until

30 June 2025

SingSaver Exclusive Offer

Apple iPad (A16) 11" WiFi 128GB (worth S$499)

Valid until

30 June 2025

SingSaver Exclusive Offer

S$390 Cash via PayNow

Valid until

30 June 2025

Things to consider for this product:

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Dining rebate

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Entertainment rebate

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Petrol rebate

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Rebate cap applied

HSBC Advance Credit Card

Cashback Local

2.5 %

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With minimum monthly spend of S$2,000. Receive additional 1% cashback for HSBC banking customers.

Cashback Base Rate

1.5 %

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No minimum spend, capped at S$70 per calendar month.

Cashback Overseas

2.5 %

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With minimum monthly spend of S$2,000. Receive additional 1% cashback for HSBC banking customers.

Monthly Spend Required

S$ 2,000

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Earn 2.5% cashback with a min. spend of S$2,000; otherwise, 1.5% cashback applies.

Offer Available

SingSaver Exclusive Offer

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100)

Valid until

30 June 2025

SingSaver Exclusive Offer

Dyson Airstrait™ straightener (worth S$799) (Top up S$80)

Valid until

30 June 2025

SingSaver Exclusive Offer

Dyson Digital Slim Submarine™ (worth S$699) (Top up S$50)

Valid until

30 June 2025

SingSaver Exclusive Offer

Dyson Airwrap™ Origin multi-styler and dryer (worth S$549)

Valid until

30 June 2025

SingSaver Exclusive Offer

Apple iPad (A16) 11" WiFi 128GB (worth S$499)

Valid until

30 June 2025

SingSaver Exclusive Offer

S$370 Cash via PayNow

Valid until

30 June 2025

Things to consider for this product:

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No monthly spend required

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Travel insurance

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Annual Fee waiver

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Rebate cap applied

Citi Cash Back Card

Cashback Petrol

Up to 8 %

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8% cash back at all petrol stations with a min. monthly spend of S$800.

Cashback Dining

6 %

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6% on any dining merchant worldwide with a min. monthly spend of S$800. Base cashback 0.2%.

Annual Fee

S$ 196.2

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First Year Waived

Monthly Spend Required

S$ 800

Offer Available

SingSaver Exclusive Offer

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100)

Valid until

30 June 2025

SingSaver Exclusive Offer

Dyson Airstrait™ straightener (worth S$799)

Valid until

30 June 2025

SingSaver Exclusive Offer

Dyson Airwrap™ Origin multi-styler and dryer (worth S$549) (Top up S$30)

Valid until

30 June 2025

SingSaver Exclusive Offer

S$400 Cash via PayNow

Valid until

30 June 2025

SingSaver Exclusive Offer

S$485 eCapitaVouchers

Valid until

30 June 2025

Things to consider for this product:

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Dining rebate

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Supermarket rebate

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High-value gift

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Rebate cap applied

Citi Cash Back+ Card

Cashback Base Rate

1.6 %

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On all spends.

Cashback Local

Up to 3.25 %

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3.25% FX spend on select countries (valid until 28 Feb 2025). Base rate 1.6%.

Annual Fee

S$ 196.2

info

First Year Waived

Monthly Spend Required

None

Offer Available

SingSaver Exclusive Offer

Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100)

Valid until

30 June 2025

SingSaver Exclusive Offer

Dyson Airstrait™ straightener (worth S$799)

Valid until

30 June 2025

SingSaver Exclusive Offer

Dyson Airwrap™ Origin multi-styler and dryer (worth S$549) (Top up S$30)

Valid until

30 June 2025

SingSaver Exclusive Offer

S$400 Cash via PayNow

Valid until

30 June 2025

SingSaver Exclusive Offer

S$485 eCapitaVouchers

Valid until

30 June 2025

Things to consider for this product:

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No rebate cap

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No monthly spend required

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Annual Fee waiver

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High-value gift

DBS Altitude American Express Card

Airmiles Overseas

Up to 2.2 miles / dollar

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On overseas spend made in foreign currency.

Airmiles Hotel Booking

Up to 2.2 miles / dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

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First Year Waived

Things to consider for this product:

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Bonus air miles

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Airport lounge

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No expiry air miles

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Unlimited air miles

American Express Singapore Airlines Business Credit Card

Airmiles Overseas

1.8 miles / dollar

Airmiles Travel

1.8 HighFlyer points

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Per S$1

Annual Fee

S$ 400

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Non-waivable

Offer Available

Welcome Offer

54,000 HighFlyer points

Valid until

30 June 2025

Things to consider for this product:

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Bonus air miles

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Airport lounge

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Air ticket rebate

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Rebate cap applied

Earn up to 8 HighFlyer points per S$1 spent on eligible Singapore Airlines and Scoot flights (worth 8 KrisFlyer miles).
Earn 1.2 HighFlyer points per S$1 spent on all eligible purchases (worth 1.2 KrisFlyer miles) with no cap.
Convert HighFlyer points to KrisFlyer miles at a 1:1 rate, up to 150,000 KrisFlyer miles (usual: 100,000 KrisFlyer miles) per eligible KrisFlyer account annually with no limit on the number of KrisFlyer accounts linked.
Be the first from your business to spend S$15,000 or more on eligible Singapore Airlines and Scoot flight bookings within the first 12 months of Card Membership to be eligible for an upgrade to the KrisFlyer Elite Gold membership tier. Each business is eligible for this benefit once.
Complimentary Accor Plus membership worth S$418 offering a free night’s stay every year and up to 50% dining discounts
Redeem KrisFlyer Elite Gold membership tier at 100,000 HighFlyer points (usual: 125,000 HighFlyer points). Subject to the terms and conditions of the Singapore Airlines HighFlyer Programme .
Receive 6,000 HighFlyer points after American Express receives payment of the renewal annual membership fee each year.
If your business is new to Singapore Airlines HighFlyer, your business may receive 10,000 HighFlyer points awarded by Singapore Airlines upon the first flown flight booking by a corporate traveler from your business that is purchased via the Singapore Airlines corporate portal, within the first 12 months of the first Card approval. Each business is eligible for this benefit once.
Please refer to the American Express website for the most up to date information on card benefits and its terms & conditions.

Types of High-Value Gifts Receivable From SingSaver

SingSaver's credit card sign-up promotions offer an enticing range of rewards. From cutting-edge electronics and immersive travel experiences to luxury home appliances, stylish fashion items, and practical cash rebates, there's something for everyone.

Whether you're into fitness, cooking, outdoor adventures, or smart home upgrades, these gifts enhance various aspects of life, making credit card sign-ups via SingSaver a pathway to both financial gains and enriched experiences.

Electronics

When signing up for a credit card through SingSaver, you might have the chance to receive cutting-edge electronics such as smartphones, tablets, laptops, and smartwatches. These high-value gadgets can seamlessly integrate into your daily life, keeping you connected and organised while complementing your tech-savvy lifestyle.

Home appliances

Enhance your living space with premium home appliances that might be offered as sign-up gifts. These could include state-of-the-art gadgets like smart TVs, air purifiers, coffee machines, and more, elevating your home environment and adding convenience to your daily routines.

Travel rewards & experiences

Imagine embarking on unforgettable journeys with travel-related gifts. Through SingSaver's credit card promotions, you could be rewarded with travel vouchers or packages, allowing you to explore new destinations, unwind in luxury resorts, or embark on thrilling adventures, creating memories that last a lifetime.

Fitness equipment

Looking for a fitness package or the right home workout equipment to achieve that perfect work-life balance? When you sign up for a credit card with us at SingSaver, you’ll stand to receive workout credits, fitness packages, and even state-of-the-art home gym equipment to complete your daily workout from the comfort of your own home.

Kitchen appliances

Whipping up something delicious in the kitchen? Or perhaps you simply want to level up your cooking game? Take advantage of the exclusive kitchen appliances you’ll sometimes find with our SingSaver credit card sign-up rewards. From coffee machines to air fryers, these cooking appliances are the perfect addition to anyone’s kitchen.

Smart home devices

Elevate your living space with smart home devices, potentially available through credit card sign-up deals. These devices, including smart thermostats, security cameras, and virtual assistants, empower you to create an efficient, connected, and secure home environment.

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I applied for a credit card two months ago and I’ve received my credit card. But I’m still waiting for my reward. What should I do?

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It usually takes an average of 2 calendar months from the date of approval by the bank or completion of the SingSaver Rewards Redemption Form (sent to you via the registered email address), whichever is later, before you receive an email with details of the Rewards Redemption.

Have you completed the SingSaver Rewards Redemption Form or are you having any difficulties completing the SingSaver Rewards Redemption Form? If you have either, email us at info@singsaver.com.sg so we can help with the reward redemption process.

How do I know if I’m eligible for the reward?

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First, the online application has to be completed through SingSaver. Following the online application, complete the SingSaver Rewards Redemption Form sent to you via your registered email address.

When the application is approved by the bank and the bank confirms the applicant’s eligibility to receive the Reward, SingSaver will email the applicant with details on how to collect the Reward.

Best High-Value Credit Card Offers in Singapore 2024

Citi PremierMiles Card

Offer Available

Things to consider for this product:

Quick Facts

Standard Chartered Simply Cash Credit Card

2 Offers Available

Things to consider for this product:

Quick Facts

POSB Everyday Card

Things to consider for this product:

Quick Facts

HSBC TravelOne Credit Card

Offer Available

Things to consider for this product:

Quick Facts

DBS Altitude Visa Signature Card

Things to consider for this product:

Quick Facts

Citi Rewards Card

Offer Available

Things to consider for this product:

Quick Facts

DBS Live Fresh Card

Things to consider for this product:

Quick Facts

HSBC Live+ Credit Card

Offer Available

Things to consider for this product:

Quick Facts

HSBC Advance Credit Card

Offer Available

Things to consider for this product:

Quick Facts

Citi Cash Back Card

Offer Available

Things to consider for this product:

Quick Facts

Citi Cash Back+ Card

Offer Available

Things to consider for this product:

Quick Facts

DBS Altitude American Express Card

Things to consider for this product:

Quick Facts

American Express Singapore Airlines Business Credit Card

Offer Available

Things to consider for this product:

Quick Facts

Quick Facts

Types of High-Value Gifts Receivable From SingSaver

Frequently asked questions about Best High-Value Credit Card Offers in Singapore

I applied for a credit card two months ago and I’ve received my credit card. But I’m still waiting for my reward. What should I do?

How do I know if I’m eligible for the reward?