Sompo provides four tier of Plans with different coverage and pricing - Vital, Deluxe, Elite, Go Japan!. We will not be comparing Go Japan! Plan in the below sections, as that is similar to the Deluxe Plan in terms of most benefits (except for Medical Expenses benefit), catering for Japan travel ONLY.
For more details, please read the full list of benefits and exclusions in the policy wording.
Sompo Vital Plan caters for those who seek basic travel insurance coverage. In terms of personal cover, both personal accident and medical expenses incurred overseas are capped at $150,000 each. Travel inconvenience such as baggage delays covers up to $1,000 (capped at $100 every six hours).
Sompo Deluxe Plan now features new attractive coverage such as emergency medical evacuation
or repatriation required due to pre-existing medical conditions
is up to $1,000 (capped at $200 for the first six hours both overseas and in Singapore, and $125 per four hours while overseas after that).
Personal accident coverage
is at $250,000.
Some of the additional offerings (different from Vital Plan) in the event of medical mishaps include:
- Hospital Allowance For Hospitalisation In Singapore
- Additional Accommodation & Travelling Expenses
- Guardian For Return Of Dependent Children benefits
Bonus cover such as the following are also available with the Deluxe Plan:
- Full Terrorism Cover
- War Cover
- Leisure Underwater Activities
- Reconstructive Surgery Due To Burns
Be sure to read the full terms and conditions of coverage before purchase.
Sompo Elite Plan offers the highest limit among the three plans. With a lower than average premium in its class, it provides $1 million Overseas Medical Coverage and Personal Accident Coverage of $500,000. The additional benefits from the Deluxe Plan are also covered in the Elite Plan, with some benefits given a higher limit.