Seedly Travel Insurance Review 2024: Best for Families

The best travel insurance in town for all travellers, especially for families.

Great news! If you’ve always been a fan of Seedly (and SingSaver of course!), you’ll be thrilled to know that they have just launched their Seedly Travel Insurance!

Offering family-centric benefits for families with children, COVID-19 coverage and coverage for adventure sports at affordable premiums, find out if Seedly Travel Insurance will be your next go-to travel insurance.

Table of contents:

• Seedly Travel Insurance coverage
  • Medical expenses
  • COVID-19 coverage
  • Coverage for personal accidents
  • Coverage for trip inconveniences and baggage
  • Family-centric benefits
• List of exclusions
• Travel insurance plans and pricing
• Should I buy Seedly Travel Insurance? Pros and cons
• How to make a claim

Seedly Travel Insurance coverage

Medical expenses and hospitalisation

When you purchase a travel insurance plan, it’s always good to check the coverage for medical expenses in case the unfortunate happens and you fall sick or get injured overseas.

Check out how much coverage you’re entitled to, for adults up to 70 years old:

COVID-19 coverage

It’s always a safer bet to opt for COVID-19 coverage if you have a choice. Though it may seem like a thing of the past, knowing that you’re covered for it provides you with the peace of mind. Down with COVID-19 abroad? You can see a doctor knowing that you can claim afterwards. 

The good news is that with Seedly Travel Insurance, you won’t have to top-up additional costs to get COVID-19 coverage.

Here is what you’re covered for:

If you want to opt for Traditional Chinese Medicine (TCM) treatment, you can too. You can claim up to S$100 per visit up to a maximum of S$500 per trip.

Coverage for personal accidents

As much as you would want to avoid it, accidents do happen from time to time, and it is especially scary when it happens overseas in an unfamiliar place.

This is when personal accident coverage can at least provide you with some financial assistance to get you through.

What’s unique about Seedly Travel Insurance is that the sum insured remains the same, regardless of whether you purchase an Individual Plan or a Family Plan as you may realise that there is no overall benefit limit on Family Plans.

This means that children and adults get the same amount of coverage, and there is no cap on the sum insured.

Coverage for trip inconveniences and baggage

If you’re faced with any trip inconveniences and require any alteration to your trip duration, know that you are sufficiently covered for.

The same goes if your baggage is lost, delayed or stolen. It can be very scary if you happen to lose your whole baggage while you’re overseas — it would mean not having any of your clothes and personal essentials with you, which may sometimes include your valuables.

If that happens, rest assured that you can at least get some compensation.

Family-centric benefits

While this plan caters to the needs of all travellers, it proves particularly advantageous for families with children.

Primarily, the plan includes complimentary coverage for up to four children when selecting the Family Plan (just indicate the number of adults and kids when purchasing). This eliminates the need for additional payments to ensure coverage for your kids, unlike some other plans in the market.

Furthermore, the Child Support Grant ensures financial assistance for children in the unfortunate event of the insured individual passing away during the trip, leaving dependents behind.

An additional benefit is the Child Companion Benefit, which provides reimbursement of travel expenses for one adult to travel to the destination country and bring a child home. This benefit applies in cases where the insured sustains an injury or falls ill while abroad, resulting in hospitalisation, and is accompanied by a child who would otherwise be left unattended.

List of exclusions

• Professional sports
• Extreme sports like rafting, canoeing, bungee jumping, jet skiing etc
• Suicide or self-inflicted injuries
• Pregnancy, miscarriage, childbirth or abortion and their complications
• Epidemics or pandemics
• Pre-existing conditions
• Mental and nervous or sleep disorders
• Criminal or unlawful acts committed by the insured

For the full list of exclusions, refer to their policy wording.

Travel insurance plans and pricing

As mentioned above, Seedly Travel Insurance offers two plans:

• Travel Safe
• Travel Secure (most comprehensive)

Let’s take a look at the plans and the premiums you’ll need to pay, before discount: 

*based on 2 adults and 2 children

Should I buy Seedly Travel Insurance? Pros and cons

Aside from it being a family-friendly travel insurance plan by offering complimentary coverage for children and family-centric benefits, the great thing about this plan is that it offers COVID-19 coverage, meaning you won’t have to pay extra for it!

The premiums are also generally affordable if you compare them to other travel insurance plans. Psst, make sure to always take advantage of the ongoing promotions to slash premium prices!

Though Seedly Travel Insurance offers coverage for adventure sports like scuba diving, mountaineering and hiking, these are the only sports that they cover. Extreme sports like bungee jumping, jet skiing and rafting are not included, and there’s no option to add as a rider either.

Furthermore, the plan only offers up to S$500,000 overseas medical expenses coverage for their highest-tier plan, which is lower than average than other travel insurance policies in the market. They do, however, offer medical expenses coverage when you arrive back in Singapore, and even TCM treatment, which some plans do not offer.

How to make a claim

If you want to make a claim, simply prepare all your documents and submit your claim at https://hlas.claim.ancileo.com/. You’ll have to include your policy number and your NRIC/passport number.

Do note that all claims should be submitted within 30 days of the incident. Ensure that you provide them with your full particulars, necessary information, documents and evidence that are required. 

For more information on the relevant documents and information you need, click here.