Enjoy the choice of fixed rate, SIBOR-pegged rate or Time Deopsit-pegged Mortgage rate.
More savings with HSBC SmartMortgage which allows you to reduce your interest of home loan by offsetting with the interest earned on your current account.
Complimentary access to 24-hour emergency home assistance for property emergencies relating to your electrical, air-conditioning, plumbing, locksmith and pest control needs. Reimbursement of up to S$150 per visit for a maximum of 5x a year. Terms and Conditions apply.
Enjoy exclusive privileges with HSBC Premier (min loan size of $800k) and HSBC Advance (min loan size of $200k)
Interest Rates
2-Year Fixed Rate Package
Year 1 and 2: 1.84% p.a.
Year 3 and thereafter: SIBOR + 0.75% p.a.
Minimum loan size: $200,000
3-Year Fixed Rate Package
Year 1 and 3: 1.89% p.a.
Year 4 and thereafter: SIBOR + 0.75% p.a.
Minimum loan size: $200,000
SIBOR-pegged Package
Year 1 and 2: SIBOR + 0.25% p.a.
Year 3: SIBOR + 0.35% p.a.
Year 4 and thereafter: SIBOR + 0.75% p.a.
Minimum loan size: $800,000
TMDR-pegged Package
Year 1: TDMR24 + 0.98% = 2.38% p.a.
Year 2: TDMR24 + 1.08% = 2.48% p.a.
Year 3: TDMR24 + 1.18% = 2.58% p.a.
Year 4 and thereafter: TDMR24 + 1.38% = 2.78% p.a.
Minimum loan size: $200,000
Promotions
Get up to $600 worth of shopping vouchers when you refer a friend. Terms and Conditions apply.
Reduce your home loan interest with MortgageOne (only applicable for private property)
Receive Standard Chartered Platinum Credit Card with exclusive privileges and earn reward points for every S$1 spent.
Lock-in period of 2 years for completed properties
No lock-in period for building under construction properties
Interest Rates
Fixed Interest Rate Home Loan
Year 1 and 2: 1.86% p.a.
Year 3 and thereafter: 3-month SIBOR + 0.5% p.a.
Minimum loan size: $500,000
Only available for completed properties
Tracker Interest Rate Home Loan
Year 1 and 2: 1-month SIBOR + 0.3% p.a.
Year 3: 1-month SIBOR + 0.35% p.a.
Year 4 and thereafter: 3-month SIBOR + 0.5% p.a.
Minimum loan size: $500,000
Home Loan pegged against 36M Fixed Deposit Rate
Year 1 and thereafter: 36M FDR + 0.93% p.a.
Minimum loan size: $100,000
Lock-in period: 2 years
36M FDR refers to the Bank's prevailing interest rate per annum for a 36-months Singapore Dollar time deposit of (i) an amount below S$20,000, or (ii) such other amount as the Bank may specify. As of 1 Nov, the current 36M FDR is 1.37% p.a.
Promotions
Get up to $1,500 worth of shopping vouchers when you refer a friend. Terms and Conditions apply.
Choice of fixed rate, SIBOR-pegged rate or mortgage board rate
Borrow up to 75% of the valuation
Enjoy lower interest rate of 2.63% p.a (EIR 5.39% p.a) for OCBC home loan customers
Minimum loan amount for Private Property: $300,000
Choice of fixed rate, SIBOR-pegged rate or mortgage board rate
Borrow up to 75% of the valuation
Minimum loan amount for HDB: $200,000
Interest Rates
OCBC 2-Year Fixed Rate Package
Year 1 and 2: 1.89% p.a.
Year 3 and thereafter: Board + 0.7% p.a.
Promotional rate for the first two years
OCBC mortgage board rates
Year 1 to 3: Board + 0.6% p.a.
Year 4 and thereafter: Board + 0.7% p.a.
30 days' notice will be given if the bank revise the values. Should the mortgage board rate on your account be increased, you will have the flexibility to switch to another OCBC pricing package at no cost
Current board rate: 1.5% p.a.
Flexibility to prepay up to 50% of the loan amount within the lock-in period
3-month or 6-month SIBOR
Year 1: 3M/6M SIBOR + 0.3% p.a.
Year 2: 3M/6M SIBOR + 0.4% p.a.
Year 3: 3M/6M SIBOR + 0.5% p.a.
Year 6 and thereafter: 3M/6M SIBOR + 0.6% p.a.
Note: Above monthly repayment amount shown is based on the following loan amount and tenure for illustration purpose Private Property: $500,000; 30 years HDB: $300,000; 30 years