7 Types of Travelling Companions Who Are Bad for Your Wallet

Ryan Ong

Ryan Ong

Last updated 02 May, 2018

Sneakily, they eat away the cash in your wallet.

The biggest expenses when travelling are the flight ticket, hotel accommodations, and...friends? That’s sometimes true: if you travel with people who are wired to spend, you’ll be encouraged to do the same. To keep your sanity and your wallet intact, be wary of these types of travelling companions:


1. The Travelling Foodie

Foodie taking photos of food


Thanks to the explosion of celebrity chefs and travel / cooking shows (we’re looking at you, No Reservations and Kitchen Nightmares), a new type of tourist has emerged.  This is the travelling foodie, who’s abroad specifically to try exotic cuisines.

Now foodies aren’t always bad on the wallet, if they have a planned budget or are interested in street food. But watch out for the high-end foodies, who travel to try out Michelin star restaurants and world famous eateries; this lot think nothing of spending S$200 to S$300 on a meal (that’s per head).

If you have these in your group, don’t feel obliged to join them on their pricey culinary journey. Let them explore their restaurants on their own, while you stick to your budget. During the times when you do join them, here’s a tip:

Put the entire meal on an unlimited cashback or rewards credit card; then collect their share of the payment in cash. This will provide a partial rebate on the cost.

2, The Improviser

Girl planning her trip on the go

These companions take lack of planning to an extreme. These are the ones who arrive first, and then look for a hotel later. The habit often leads to finding the worst or most expensive hotel rooms, depending on your luck with booking sites.

Improvisers also like to leave for famous tourist destinations, such as the Statue of Liberty or Eiffel Tower,  without buying tickets beforehand. This gets you all trapped in a three hour queue, and sometimes leaves you buying tickets from scalpers; it’s either that or waste most of your day in line.

When it comes to planning routes, these companions think Google maps is enough. But after walking in circles till your feet are sore, you’ll find yourselves hopelessly lost and pay S$40 for a cab ride.

The improvisers doesn’t regret any of this. To them, this is part of the fun of travelling. If you share their sentiment, great - but be prepared to fork out money for unexpected costs. Otherwise, you’ll have to put your foot down and plan the itinerary.

3. The Deep Sleeper

deep sleeper

The deep sleeper only gets up at 2pm or later. However, they’re often in denial about it. If you buy tickets to see a tourist attraction at 10 am in the morning, you can be sure they won’t be up and ready (get ready to go yourself, if you don’t want to waste the money).

If it’s a group tour, and you need to stay with the deep sleeper, get ready to miss out on a lot. These types will never be up in time for the hotel breakfast, and they’ll never be ready to get on a tour bus at 9.30 am.

The most dangerous quality of the deep sleeper comes on the last day: these are the ones who wake up late, and cause you to miss the flight. That could rack up a few hundred dollars in unexpected costs; especially if the next connecting flight is only coming around tomorrow (good luck handling any tourist visa issues as well).

Avoid going on group tours with rigid schedules, if you’re travelling with these types. Consider features like a late checkout at hotels, and book the night flights home.

4. The Borrower

Lending and borrowing money

This companion treats you, and everyone else in your travelling group, as mobile ATMs. They never seem to have the cash to pay for meals, for shows, for souvenirs, for anything.

Every time money is needed, they turn to you to borrow it. They’ll promise to pay you back once you’re home (and hopefully it’s true), but in the meantime they’re messing up your vacation budget. It gets worse if the borrower is travelling with family, and they need to borrow enough for themselves as well as their children or spouse.

With these types, you need to put your foot down and be frank about how it’s affecting your own budget. Just point out that you didn’t bring enough money for the both of you, even if you don’t mind lending under normal circumstances.

If they genuinely have a need (e.g. they got pickpocketed or robbed), then help them get money remitted from home (try Western Union).

5. The Unadaptable

person stuck on her phone while travelling

This companion cannot adapt to life outside their home country, and heaven knows why they’re even travelling. This is the person who insists on having McDonald’s (or some other familiar food) for every meal; even if you’re in, say, the south of France.

The unadaptable also complain about the weather (too hot, too cold, too dry, too wet), the hotel room, the lack of laundry machines that work like the ones back home...the list is endless.

Apart from being annoying, this can also get expensive. For example, these types often refuse to walk because it’s too cold or hot, and want to cab everywhere. They won’t save money by eating as locals do, which can raise meal costs (they may be willing to pay for a Chinese restaurant meal in Russia, for example. For every meal).

If you have these companions, you can manage some of their costs by giving them their own food. Shove some instant noodles on them, or whatever cheap version of the foods they like. That will ease the restaurant costs.

6. The Drunk Party Animal

friends partying and drinking on a holiday

These companions want to hit the clubs at two in the morning, and party the entire trip. That’s sometimes okay, but you need to look out for the less responsible ones.

These are the ones who saunter into the hotel room dead drunk, and get your security deposit confiscated. It’s just a matter of time before they break the room’s TV, wreck the bathtub, or leave unspeakable stains on the bedding and carpets.

Outside the hotel room, they’re a trouble magnet. They’ll get roughed up by bouncers (possibly incurring medical costs that insurance won’t cover*), get arrested by local authorities and require bail, or blow their whole budget on one bar binge (and become the borrower in point 4).

Drunk party animals are also a common target for criminals and scammers. They may lead these undesirables into your shared hotel room, and put your belongings at stake as well.

*Travel insurance won’t cover accidents and injuries if they’re due to your intoxication

7. The Pack Mule

overpacking luggage for travel

These companions have promised to bring things back for their friends, or have bought so many things their luggage now resembles an Amazon.com warehouse. You know where this going right?

In your luggage. They’ll get pushy about how much of your carry capacity they can take up, because they just need to squeeze one more thing into your bag (and another, and another, and another…)

Pretty soon, both of you will be sitting on your luggage carriers just to be able to zip them shut. That won’t fool the airport weighing machines though, so the both of you can expect to pay for some extra weight. Probably at an absurd cost, like S$20 a kilo. You had better hope they pay you back, considering some of them will have luggage that’s five or six kilos over.

When travelling with these types, try to convince them to ship items home, instead of using their luggage. The courier fees are probably cheaper than paying for excess baggage.

Besides, there’s a limit to how much travel insurance covers. This is normally up to S$2,500 per item, to a maximum of S$5,000. You can find better or similar coverage for your items on SingSaver, so do get insured before you fly.

You’ll discover a whole new side of people when you travel with them

Even the nicest person can unexpectedly morph into one of these, when you travel with them. You never quite know. To save yourself the exasperation, always budget 30 per cent more than you think you’ll need for vacations.

If you end up having one of these travel companions, at least you’ll be prepared.



Ryan has been writing about finance for the last 10 years. He also has his fingers in a lot of other pies, having written for publications such as Men’s Health, Her World, Esquire, and Yahoo! Finance.


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