OCBC Plus! Credit Card

Last updated: May 2022
S$
30,000

Min. Annual Income

3
%

Cashback Retail

Cheers and Popular Bookstores
4.5 LinkPoints will be awarded by OCBC for every S$1 transacted at Cheers and Popular Bookstores
0.22
%

Cashback

Average Cashback
Cardmembers will enjoy 1 LinkPoint for every S$3 charged for out-store Visa transactions (i.e. 0.33 LinkPoints or equivalent to 0.22% rebate in the form of LinkPoints) awarded by OCBC
BENEFITS
ELIGIBILITY
APR/ FEES
Shopping
Annual Fee Waiver

Great for

  • Enjoy up to 7% rebates on in-store purchases at NTUC FairPrice, Unity and Warehouse Club
  • Enjoy up to 3% rebates at NTUC FairPrice Online, and purchases at Popular and Cheers
  • Up to 20.3% and 20% fuel savings at Esso and Caltex respectively
  • 1% LinkPoints rebate on M1, Singtel and Starhub recurring bills
  • Enjoy first-year annual fee waiver. Automatic waiver for second year onwards applies for min. Spend of S$2,500 p.a.

Need to know

  • Min. Visa transactions of at least S$500 per month (outside of NTUC FairPrice) to qualify for rebates
  • OCBC online banking bill payments, insurance and Visa transactions at General Ticketing Machines are excluded from rebates

Year-round rewards

CASH REBATE
All Spending
0.22 %
Cardmembers will enjoy 1 LinkPoint for every S$3 charged for out-store Visa transactions (i.e. 0.33 LinkPoints or equivalent to 0.22% rebate in the form of LinkPoints) awarded by OCBC
Retail Spending
3 %
4.5 LinkPoints will be awarded by OCBC for every S$1 transacted at Cheers and Popular Bookstores
Supermarket Spending
5.67 %

Eligibility

Minimum Age
21
Min. Annual Income
S$30,000
Monthly Spend Required
500

Fees

Annual Fee
S$107.0 (First Year Fee Waiver)
Foreign Currency Transaction Fee
3.0%

Repayment

Minimum Payment
S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.
Late payment charge
If Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of S$100 will be levied.
Interest On Purchases
25.92%
Interest On Cash Advance
28.92%
Interest Free Repayment Period
23 Days

Other information

Credit card type
Visa Platinum

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