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Compare the best Saving Accounts in SG

Find the best Savings Accounts in Singapore based on interest rates, deposits and welcome offers!

Providers

  • HSBC Bank
  • Standard Chartered Bank
  • CIMB Bank
  • OCBC Bank
  • Maybank
  • DBS Bank
  • United Overseas Bank
  • Citibank
  • Providers
  • Base Annual Interest Rate
  • Max Annual Interest Rate
  • Min. Initial Deposit
  • Fall Below Monthly Fees

1.50 % Base Annual Interest Rate

3.00 % Max Annual Interest Rate

$ 1 Min. Initial Deposit

$ 5 Fall Below Monthly Fees

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  • Additional interest rate of 0.8% p.a. with min. spend of S$500 on your HSBC Debit Card across 3 months for the first $100,000 in top-up amounts
  • Additional 0.7% p.a. for online remittance involving FX via Internet Banking
  • Enjoy seamless convenience with over 800 cash withdrawal locations, special deals and many more with your HSBC Debit Card
  • Fall-below fee of S$5 if average daily balance falls below S$3,000
  • Early closure fee for Premier customers is S$50 when account is closed within 6 months from the Account Opening Date

1.45 % Base Annual Interest Rate

2.95 % Max Annual Interest Rate

$ 1 Min. Initial Deposit

$ 5 Fall Below Monthly Fees

Apply Now More InfoLess Info

  • Fall-below fee of S$5 if average daily balance falls below S$3,000
  • Early closure fee is S$30 when account is closed within 6 months from the Account Opening Date

1.00 % Base Annual Interest Rate

3.88 % Max Annual Interest Rate

$ 0 Min. Initial Deposit

$ 5 Fall Below Monthly Fees

  • 3.88% p.a when you spend S$2,000+ or equivalent in foreign currency of eligible Card per month and credit your salary of S$3,000+ into Bonus$aver account and invest in an Eligible Unit Trust with S$30,000+ subscription or purchase an Eligible Insurance Policy with annual premium S$12,000+ and make 3 bill payments of S$50+ each from your Bonus$aver account via GIRO or Online Banking
  • No initial deposit required
  • Fall-below fee of S$5 if average daily balance falls below S$3,000
  • Early closure fees of S$30 if account is closed within 6 months.

1.00 % Base Annual Interest Rate

1.00 % Max Annual Interest Rate

$ 1,000 Min. Initial Deposit

$ 0 Fall Below Monthly Fees

  • 1% p.a when you maintain S$1,000+ of account balance
  • No Fall-Below Fee
  • Minimum initial deposit of S$1,000 required
  • Early closure fees of S$50 if account is closed within 6 months.

0.20 % Base Annual Interest Rate

0.40 % Max Annual Interest Rate

$ 1,000 Min. Initial Deposit

$ 2 Fall Below Monthly Fees

  • 0.4% p.a when you maintain savings account balance between S$100,001 and S$500,000
  • No initial deposit required (if below 26 years old)
  • Fall-below fee of S$2 if balance falls below S$1,000 (waived if below 26 years old)
  • Early closure fees of S$30 if account is closed within 6 months.

0.19 % Base Annual Interest Rate

1.56 % Max Annual Interest Rate

$ 500 Min. Initial Deposit

$ 2 Fall Below Monthly Fees

  • 1.56% p.a when you increase the average daily balance of the account
  • Fall-below fee of S$2 if average daily balance falls below S$500
  • Early closure fees of S$30 if account is closed within 6 months.

0.05 % Base Annual Interest Rate

4.05 % Max Annual Interest Rate

$ 1,000 Min. Initial Deposit

$ 2 Fall Below Monthly Fees

  • 4.05% p.a. when you credit your salary of $2,000+ and pay 3+ bills of $150+ and spend $500+ on OCBC credit cards and insure or invest with OCBC. Available on account balances of $200,000+.
  • Fall-below fee of S$2 if balance falls below S$3,000 (first-year waived)
  • Early closure fees of S$30 if account is closed within 6 months.

0.05 % Base Annual Interest Rate

3.50 % Max Annual Interest Rate

$ -11 Min. Initial Deposit

$ 5 Fall Below Monthly Fees

  • 3.5% p.a when you make S$30,000+ eligible transactions per month by crediting your salary and make transactions in 2+ categories (eg. Credit Card Spend, Home Loan Installments, Insurance, Investments)
  • No initial deposit required
  • No monthly account fees
  • Fall-below fee of S$5 if average daily balance falls below S$3,000
  • Early closure fees of S$30 if account is closed within 6 months

0.05 % Base Annual Interest Rate

3.30 % Max Annual Interest Rate

$ 500 Min. Initial Deposit

$ 2 Fall Below Monthly Fees

  • 3.3% p.a. when 1) spend $500+ on UOB credit cards and credit your salary of $2,000+ into your UOB One Account or 2) make 3 GIRO debit transactions monthly from your UOB One Account
  • Fall-below fee of S$2 if average monthly balance falls below S$500
  • Early closure fees of S$30 if account is closed within 6 months.

0.05 % Base Annual Interest Rate

1.00 % Max Annual Interest Rate

$ 1,000 Min. Initial Deposit

$ 2 Fall Below Monthly Fees

  • 1% p.a when you maintain or increase monthly average balance compared to previous month or maintain it S$10,000+ (MAB = The summation of each day-end balance in your UOB Stash Account for each calendar month, divided by the number of calendar days for that month.)
  • Fall-below fee of S$2 if balance falls below S$1,000
  • Early closure fees of S$30 if account is closed within 6 months.

0.01 % Base Annual Interest Rate

3.50 % Max Annual Interest Rate

$ 15,000 Min. Initial Deposit

$ 15 Fall Below Monthly Fees

  • 3.5% p.a. when you insure with monthly premium of S$250 for 1 year or single premium of $25,000 and spend $25 monthly on your Citibank credit card and invest $250 monthly for 1 year or lumpsum of $25,000 in Unit Trusts and take a Citibank Home Loan of $250,000+
  • Fall-below fee of S$15 if balance falls below S$15,000
  • Early closure fees of S$50 if account is closed within 6 months.