How to Earn Cashback at Hawker Centres With DBS PayLah?

Emma Lam

Emma Lam

Last updated 17 May, 2024

Is your Cai Png getting too expensive at hawker centres? Here's how you can simultaneously pay, save, and earn more DBS hawker cashback via DBS PayLah!

How many of us are guilty of leaving the house with only our credit cards and phone , without a single dollar note or coin in sight? Guilty as charged. 😔🤚🏼 Most days, I don't even carry physical cards anymore; I rely heavily on mobile wallets and cashless payments like Apple Pay, Google Pay, DBS PayNow, and PayLah! – and it's not just me.

In 2022, Statista reported that 93% of people in Singapore use electronic payments. Truly, cash is out and cashless is in. So how has DBS PayLah! been transforming payments at hawker centres and coffee shops – the core tenets of our uniquely Singaporean lifestyle?

Cashback is not limited to Cashback credit cards anymore, so keep on reading to learn more on how to score DBS hawker cashback with DBS PayLah!.

Related Read: How to earn Cashback on Insurance Premium Payments

Table of contents


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What is DBS PayLah!

Source: DBS

In short, DBS PayLah! is a mobile payment and e-wallet service from DBS. Users can store and transfer money directly from their PayLah! e-wallet. Beyond just being an e-wallet, it also provides exclusive deals and instant rewards from DBS partner merchants. 

Plus, if you're a DBS/POSB cardholder, you can manage and redeem your rewards points or Daily$ cash rebates directly within the DBS PayLah! app.

But that's just the tip of the iceberg. Here are all the useful features you can enjoy with DBS PayLah!:

  • Make everyday purchases such as book rides, purchase entertainment tickets, order food delivery, pay bills, and more.
  • Transfer and request money to/from anyone, including those on DBS PayNow
  • View banking eStatements.
  • Use DBS PayLah! to scan and pay via QR codes at more than 180,000 acceptance points islandwide and internationally.
  • Capitalise on retail deals and manage your DBS/POSB card rewards points. Offset your card spend with DBS Points or POSB Daily$ cash rebate for greater savings.
  • Toggle effortlessly between DBS PayLah! and DBS digibank app.
Manage and redeem card rewards points on the go
Enjoy instant rewards from DBS partner merchants

Source: DBS

See also: Complete Guide to Mobile Wallets in Singapore

Best DBS/POSB credit cards on SingSaver

  • DBS Live Fresh Card: Up to 6% cashback on retail shopping and public transport
  • POSB Everyday Card: Up to 10% cash rebates on daily essentials
  • DBS Altitude Card: 1.3 mpd on local spend, 2.2 mpd on foreign spend
  • DBS Vantage Card: 1.5 mpd / 1.5% cashback on local spend, 2.2 mpd / 2.2% cashback on foreign spend

DBS Live Fresh Card open_in_new

Cashback Transport: Up to 6 %

DBS Altitude Visa Signature Card open_in_new

Airmiles Overseas: 2.20 miles per dollar

DBS Vantage Visa Infinite Card open_in_new

Airmiles Overseas: 2.20 miles per dollar

 

DBS/POSB Credit Card Welcome Gift: Receive up to S$388 cashback or 85,000 miles when you apply for select DBS credit cards and fulfil the relevant promotion criteria. T&Cs apply.


5 Million Hawker Meals Initiative: How to earn DBS hawker cashback? 

It's apparent that the DBS PayLah! app is incredibly useful for many in Singapore, especially with its convenient "scan and pay via QR code" feature.

This ease of payment perfectly aligns with DBS/POSB's initiative to sponsor 5 million hawker meals, encouraging PayLah! users to support local hawkers while simultaneously benefitting from cashless transactions.

But how does it work? Well, it's pretty simple.

Source: DBS

The 5 Million Hawker Meals initiative rewards the first 100,000 PayLah! users every Friday (from 6am) with up to S$3 cashback on their hawker meal, with no minimum spend required. Limited to 1 redemption per user.

While this sounds almost too good to be true, you'd be amazed at how many dedicated people there were eager to claim this cashback every week at the crack of dawn. 😱

The 5 Million Hawker Meals initiative, which originally began in February 2023 and was set to conclude in early 2024, has been a great success. In fact, it's been so successful that it's been extended till 26 July 2024.


Scan and pay via QR codes: How to earn DBS PayLah! hawker cashback? 

Source: DBS

If you want to score up to S$3 DBS hawker cashback on your next hawker meal too, then follow these three easy steps:

Step #1: Identify SGQR code with PayLah! logo or PayLah! sticker

Source: DBS

DBS hawker partners will have a PayLah! QR code logo or sticker pasted on the front of their stalls.

Step #2: Scan the QR code with the PayLah! app

Source: DBS

Open up the DBS PayLah! app on your phone and locate the "Scan" button. Upon clicking on it, you'll be directed to your phone's camera to scan the QR code.

Step #3: Enjoy 100% cashback on your meal

Source: DBS

Next, sit back, relax, and wait for your DBS hawker meal cashback to roll in, capped at S$3. Hawker cashback is capped at one redemption per user and subject to availability every Friday, from 6am onwards. So it's truly a matter of fastest fingers first!

Upon successful redemption, you can refer to your transaction history to check for the cashback.

Source: DBS


Which hawker centres are eligible for DBS PayLah! cashback?

With over 10,000 participating hawker stalls islandwide, you'll be spoilt for choice deciding on your subsidised hawker meal!

However, since the DBS hawker cashback refreshes every Friday at 6am, do note that these redemptions are claimed quite quickly! So we recommend choosing hawker stalls that open by 6 or 7am to ensure you have a chance at redeeming the cashback.

For reference, here are some partner hawker stalls that open early:

Hawker stall
Address
Operating hours
Lai Hiang Pork Rib Prawn Mee
41A Cambridge Rd, #01-41, Pek Kio Market & Food Centre, Singapore 211041
Sat & Sun: 6am - 2pm
Ho Heng Kway Chap
105 Yishun Ring Rd, #01-140, Chong Pang Market & Food Centre, Singapore 760105
Daily: 7am - 3pm
AlRahman Kitchen
1 Geylang Serai, #02-139, Geylang Serai Market and Food Centre, Singapore 402001
Thurs - Tues: 5.30am - 3.30pm
Closed on Wed
Biryani Express
1 Geylang Serai, #02-119, Geylang Serai Market and Food Centre, Singapore 402001
Tues - Thurs: 8am - 1pm
Fri: 8.30am - 1pm
Sat & Sun: 8am - 12pm
63 Laksa
20 Ghim Moh Rd, #01-20, Ghim Moh Food Centre, Singapore 270020
Tues - Sat: 8am - 3pm
Sun: 8am - 2pm
Closed on Mon
Adam Fishball Noodle
2 Adam Rd, #01-25, Adam Food Centre, Singapore 289876
Thurs - Mon: 8am - 8pm
Closed on Tues & Wed

Of course, this is a non-exhaustive list of early-morning hawker stalls. We encourage you to explore Singapore and discover your favourite breakfast hawker spots. 😉🍽️

The full list of eligible hawker stalls can be found here.


Alternative methods to earn cashback at hawker stalls

While this DBS hawker cashback initiative is enticing, not all of us want to wake up at 5am or 6am every Friday just to save S$3 on our breakfast. Heck, some of us don't even eat breakfast! So, are there other ways to enjoy cashback on our favourite hawker meals?

Well, if you're like me and mostly only eat lunch and dinner, cashback credit cards will be your best friends – even after DBS/POSB's 5 Million Hawker Meals initiative ends after July! Here are our top cashback cards to help you save on your dining:

Cashback credit card
Cashback / Cash rebate rate
Minimum spend requirement
POSB Everyday Card
POSB_everyday_card_front_RGB_1920x1080_20190723
10% cash rebates on online food delivery from foodpanda and Deliveroo
 
3% cash rebates on other dining spend
S$800 spend per month
 
Capped at Daily$15 per month
OCBC 365 Card
OCBC365
5% cashback on dining worldwide and online food delivery from Deliveroo, foodpanda, and GrabFood
S$800 or S$1,600 spend per month
 
Capped at combined S$80 or S$160 respectively per month
UOB EVOL Card
uob-evol-1024x644
8% cashback on eligible
online and mobile contactless payments
S$600 spend per month
 
Capped at combined S$60 per month
Citi Cash Back Card
Citi_Cashback_Platinum_Mastercard
6% cashback on dining worldwide
S$800 spend per month
 
Capped at combined S$80 per month
CIMB World Mastercard
CIMB-WORLD-MASTERCARD_2019-LR-1024x674
2% unlimited cashback on dining and online food delivery
S$1,000 spend per month
 
No cap on cashback earned

Frequently asked questions (FAQs)

Q: Do I need a DBS/POSB bank account to get the subsidies hawker meal?

No, the DBS PayLah! account and DBS PayNow account are different. To reiterate, DBS PayLah! is an e-wallet service that entitles anyone with a SingPass account to sign up for it. You do not need an actual DBS or POSB account to qualify for DBS PayLah!

Q: How do I know if the hawker meal cashback is fully redeemed for the day?

To check for subsidy availability, refer to the top of your DBS PayLah! app's homepage. A banner reflecting "FULLY REDEEMED" will be shown if all the hawker meals have been fully redeemed.

Source: DBS

Q: Can I keep redeeming DBS hawker meal cashback every week?

Yes, every DBS PayLah! user can redeem a subsidised hawker meal every Friday if you're among the first 100,000 redemptions from 6am onwards.


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Read these next:
8 Best Cashback Credit Cards to Help With Inflation in Singapore
How to Maximise ShopBack Pay and PayLater Cashback?
How to Redeem Citibank Cash Back?
Best Unlimited Cashback Credit Cards in Singapore
Team Cashback vs Team Miles: Which Credit Card Side Do You Belong To?
Cashback or Rewards Credit Cards: Which is Better?

Although she struggles *slightly* in resisting good deals and sales, Emma is on a lifelong journey to understand what financial independence as a Z-llennial means. That said, her inner child is still very much alive… with animals and gaming being her weaknesses.

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