Most Popular Credit Cards in Singapore

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Most Popular Credit Cards in Singapore | SingSaver

Wondering which credit card to apply for? Here’s a round-up of the top 5 most popular credit cards in Singapore to get you started.

Which are the most popular credit cards in Singapore? Depending on what you value and what you spend each month, you can save thousands of dollars in cashback or air miles each year simply by choosing the right credit card.

Here are the 5 most popular credit cards in Singapore:

Editor’s note: This is an unsponsored and unbiased review. Credit card welcome offers are subject to change at any time. This article was last updated on 5 March 2019.

Standard Chartered Unlimited Credit Card

The Standard Chartered Unlimited Cashback Card is a no-brainer when it comes to calculating your cashback per month. First, almost all spend qualifies you for 1.5% cashback. Second, there’s no cashback cap per month. And third, no minimum spend is required per month — gone are the days having to worry if you’ve met the minimum spend per month on your card. A great fuss-free cashback credit card.

S$50 cash upon approval*, S$100 cashback upon activation (new customers) Low cashback rate of 1.5%
S$20 cash upon approval*, S$20 cashback upon activation (existing customers)
No minimum spend or cashback cap
15% cashback on Grab rides
Annual income of S$30,000 p.a.
Bonus 5% cashback for all eligible spend on the first 30 days from card approval, capped at S$100 cashback for new customers and S$50 for existing customers

*Offer only on SingSaver, not via the bank


American Express Singapore Airlines Krisflyer Credit Card

The AMEX KrisFlyer Blue, as it’s affectionately called, offers one of the best air miles welcome bonus to help jumpstart your air miles game. It comes with a first-year annual fee waiver and unlike other cards, there are no messy conversion fees to transfer miles to your KrisFlyer frequent flyer program.

Deciding between the AMEX Blue and the AMEX Ascend? Read our quick but comprehensive guide to deciding which is better suited for you.

  • 5,000 bonus miles on the first spend (new cardholders only)
  • 7,500 bonus miles if $3,000 spent within 3 months
5,000 miles upon first charge (new customers) Low earn rate of S$1 = 1.1 miles on local spend
7,500 miles if you spend S$3,000 within the first 3 months
No conversion fees to transfer miles
First-year annual fee waiver
S$1 = 2 miles on
S$1 = 3.1 miles on Grab rides

American Express Singapore Airlines KrisFlyer Credit Card


Citibank Cash Back Visa Card

The Citi Cash Back Card offers one of the highest cashback rates for dining, Grab, groceries and petrol compared to other cards on the market. Coupled with a relatively low minimum monthly spend of $888, it’s a well-rounded, multi-purpose card ideal for dining out, supermarket shopping and Grab rides or filling up fuel if you own a car.

S$200* NTUC Fairprice vouchers, Takashimaya vouchers, or Grab promo codes upon approval for new customers only. Promo ends 31 March 2019. Low welcome offer for existing customers
8% cash back on Grab (valid till 31 Mar 2019), Dining, Groceries & Petrol daily, worldwide. Cashback cap of S$25 per category per month
Low minimum spend of S$888 per month required to earn cashback.
Annual income of S$30,000 p.a.

*Offer only on SingSaver, not via the bank

Citi Cash Back Visa Card


UOB PRVI Miles Visa Card

The UOB PRVI Miles Card is recognised to be one of the best air miles cards in Singapore, thanks to its generous earn rate of 1.4 miles per dollar (local) and 2.4 miles per dollar (overseas). On travel booking sites such as Expedia and Agoda, this earn rate can go as high as 6 miles per dollar.

What’s also surprising is that the annual income requirement is only S$30,000 so it’s a great entry-level card to really start racking up miles.

Up to 10,000 welcome miles upon approval and min. spend of S$6,000 in first 3 months Low welcome offer of $50 cash
High miles earn rate of S$1 = 6 miles on travel sites No travel-related privileges (airport lounge access, limousine service)
High miles earn rate of S$1 = 1.4 miles (local spend) and S$1 = 2.4 miles (overseas spend)
Annual income of S$30,000 p.a.

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HSBC Visa Infinite Card

The HSBC Visa Infinite Card is a premium credit card offering one of highest welcome bonus miles and exclusive travel perks such as unlimited access to airport lounges, airport limousine and express immigration clearance. Senior business executives who travel often for work or leisure may want to check this out. It comes with an annual income requirement of S$120,000 and a hefty S$650 annual fee.

35,000 welcome miles upon approval and annual fee payment Low miles earn rate for local and overseas spend
Unlimited lounge access across 1,000 airports High annual fee of S$650
Airport limousine transfer and express immigration clearance High min. annual income of S$120,000
Priority Pass auto-enrolment S$40 conversion fee to air miles


Compare and apply for the best credit cards on SingSaver

Whether you’re on team cashback, air miles, or rewards, you can always save time comparing on SingSaver. Apply through us too and receive exclusive welcome gifts – on top of the bank’s own sign-up bonuses!

Compare Best Credit Cards


What to read next:

The Best Miles Cards… May Be Rewards Cards
Top 6 Air Miles Credit Cards in Singapore 2019
Why Citi PremierMiles Visa May Be the Most Useful Miles Card in Singapore
6 Credit Cards That Give Free Access To Airport Lounges
Best Women’s Credit Cards


Rohith Murthy

By Rohith Murthy
Rohith leads SingSaver, a financial comparison site aimed at helping consumers in Singapore save money and time by finding the right financial products.